Issue 129
Issue 129
Issue 129
21 September 2016
Global
Issue 129
r terms
s on bette
Mortgage
Cost
No Hidden
roval
Quick App
aver Plan
Interest S
Loans
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ial Loans
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Ajay Kumar
021 567 222
ajay@globalfinance.co.nz
www.globalfinance.co.nz
Fortnightly
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KITE is a private Training Establishment (PTE) located in Auckland CBD, a vibrant place
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pfrlImYt dy spIkr sRI zyivz kfrtr aqy inAUjIlYz iMJMzIaf
pfrlImYtrI PrYzisp gruwp dy nfl ivcfr ivtfdrf krygf|
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hY ijQy ik vsqUaf df ieMport aYksport huMdf hY| ipCly keI
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ivwc 19 sqMbr nUM rvfnf hoieaf| ies gruwp ivwc sRI pRym isMG
cMdU mfjrf, ivvyk kumfr tfkf, pRym cMd gupqf sfbkf mMqrI,
dIpieMdr isMG huwzf, sRI afr pfitl, drsnf ibkrm jrdos,
ainl ailafs pdmykr sroly, rxivjY isMG jdYv aYm pI afid
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*Condiions apply.
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muPq pfxI dI syvf inBfeI sI.
ies nIvfr rfqrI Boj aqy vwK-vwK imlxIaf
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idnF AuWqy svfl cuwky sn. ies ipwCoN kipl qy Aus dy guaFZIaF ilf EIvfrf dI iek irhfieI
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15
16
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17
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pRbMD kIqf igaf hY| mnkIrq aOlK nfl Poto krvfAux leI 5[30 qo 6 vjy qwk df smf rwiKaf hY| ies leI ijhnf ny vI Poto krvfAuxI hY Auh ies smy phuMc ky krvf skdy hn|
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kuJ sfl purfxI gwl hY, AudoN mYN lfeIing sb
zvIn sgrUr ivKy aYs zI E qfienfq sI.
AunHF idnF c sunfm vwl rjbfihaF pwkf
krn df km cwl irhf sI qy myry aDIn cfr jy
eI km krdy sn. do jy eIjL df hYzkuafrtr
sgrUr aqy do df sunfm sI. sunfm rihx vflf
iek jy eI nvF hI nOkrI AuWqy lwgf sI. Aus
df ivafh kuJ mhIny pihlF hoieaf sI. Auh
grIb prvfr nfl sbD rwKdf sI. mF bfp ny
Aus aOKy ho ky pVHfieaf sI. cgI iksmq
nfl Aus CyqI hI iscfeI ivBfg c nOkrI
iml geI qy Aus dI inXukqI myry kol ho geI.
Auh sfAU qy anBol ijhf lwgdf sI. km-kfr
nMU Auh ivckfrlI iksm df sI, pr Aus dy
sfAUpuxy kfrn Auh mY bfkI jy eIjL qoN cgf
lwgdf sI. BfvyN Aus df hYzkuaftr sunfm sI,
pr Aus ny afpxI irhfie sunfm nyVy iek
ipz c ssqf mkfn ikrfey AuWqy lY ky kr
leI. AuQy Aus ny afpxI vhutI nfl rihxf urU
kr idwqf.
AunHF idnF ivwc ipz dy lokIN rfq rotI vgYrf
Kf ky koiTaF AuWqy mjy zfh ky sONdy sn. iesy
qrHF myrf jy eI ipz ivwc afpxy Gr dy koTy
AWuqy sONdf sI. iek idn dovyN pqI-pqnI rfq
afpxy Gr koTy qy suwqy hoey sn ik awDI rfq
dy krIb glI ivwc cor-cor df rOlf pY igaf,
ijs kfrn jy eI dI jfg KuwlH geI. Aus ny koTy
AuproN ingHf mfrI qF glI c do iqn ivakqI
Bwjy jf rhy ivKfeI idwqy. Aus lwgf ik fied
ieho cor hn. glI c ipwCoN qoN ipz dy lokF df
iekwT cor-cor df rOlf pfAuNdf af irhf sI. jy
eI ny ibnF kuJ socy corF PVn leI koTy qoN
Cfl mfr idwqI aqy corF ipwCy Bwjxf urU kr
idwqf. Auh eynI qyI nfl dOiVaf ik Aus
ieh pqf hI nf lwgf ik cor ikDr muV gey.
Auh pUrI rPqfr nfl iPr vI Bwjdf irhf. iPr
acfnk Auh iksy pwQr nfl Tokr Kf ky iek
toey c izwg igaf. Aus smyN hnyrf hox kfrn
kuJ vI ivKfeI nf idwqf.
ipwCoN af rhy lokF ny Ausy cor smJ ky PiVaf
imMnI khfxIaF
19
dfn
-gurqyj iswDU
Auh ihr df bfieElojI df mhUr pRoPYsr sI. Aus dy pVHfey ividafrQI mYzIkl pRvy pRIiKaf
ivwc cgy rYNk pRfpq krdy sn. hr ividafrQI dI iewCf Aus kol pVHn dI hudI sI. Aus idn
lvnIq vI Aus kol itAUn rwKx aqy zfktr bxn dy supny sfkfr krn dI urUafq krn
igaf. Gr dI afriQk hflq mfVI hox kfrn Auh iksy inwjI ssQf ivwc pVHfeI dy nfl nOkrI
krky kfibl zfktr bxn dy Audy pUrf krn dI qfk ivwc sI. PIs bfry pqf lwgx qy Aus
mfXUsI hoeI, pr Aus ny pRoPYsr bynqI kIqI, sr! PIs kuJ Gwt kr idAu. mYN bhuq grIb
hF aqy pYsy ikqF c dy dyvfgF. pRoPYsr ny ikhf, kfkf, mYN isrP pVHfAuNdf hF qy Aus dI PIs
vsUldf hF. qyrI grIbI df myry kol koeI ielfj nhIN. lvnIq dy awgy kuJ hor bolx qoN pihlF
hI pRoPYsr kol iek Dfrimk ssQf leI cdf mgx vfly af gey. AunHF ny asQfn df nINh pwQr
rwKx leI bynqI kIqI aqy iek lwK rupey pRfpq kIqy.
lvnIq ieh kih ky moV idwqf igaf ik PIs Gwt ho jfvygI, pr ieko vfr c dyxI pvygI jo
Aus leI sBv nhIN sI. so Aus mjbUrn mfXUs ho ky AuQoN muVnf ipaf.
PlsPf
20
-afkfr ptyl
mOlfnf abul klfm affd Bfrq dy pihly iswiKaf mqrI sn. Auh gBIr buwDIjIvI hox dy
nfl-nfl pUrI dunIaf dI isafsq c sB qoN iafdf pVyH ilKy ivakqIaF coN iek sn. Drm
bfry AunHF dI aQfh jfxkfrI kfrn AunHF mOlfnf ikhf jFdf sI. srl bdF ivwc AunHF vwloN
iqafr kIqf igaf kurfn df tIkf awj Bfrq qy pfiksqfn dy mOlvIaF leI iek stYNzrz gRQ
bx cuwkf hY. ieiqhfs qy sfihq dy igafn dy mfmly ivwc koeI kFgrsI nyqf AunHF dI brfbrI nhIN
kr skdf sI.
1931 ivwc jdoN nihrU ny jyl ivwc rihx dOrfn 900 siPaF dI ikqfb gilps afP id vrlz
ihstrI ilKI qF AunHF kol qrIkF qy qwQF dI jFc krn leI koeI sdrB ikqfbF nhIN sn, pr
AunHF nfl mOlfnf affd sn, ijnHF pRfcIn imsr qoN lY ky XUnfn qy rom qoN lY ky cIn dI cfh
qwk hr vfr df ieiqhfs cyqy sI. affd Bfrq dy iswiKaf mqrI vjoN affd ny sfihq akfdmI
dI sQfpnf kIqI.
ieh gwlF ilKx df myrf Bfv ieh drsfAuxf hY ik kyNdrI iswiKaf mqrI dy ahudy qy iknyikny mhfn ivdvfn qy buwDIjIvI ivakqI rih cuwky hn. awj iswiKaf mqrfly vwKry nFa nfl
jfixaf jFdf hY. hux ies mnuwKI soimaF dy ivkfs df mqrflf ikhf jFdf hY, ijs dI kmfn
awj simRqI eIrfnI dy hwQF ivwc hY, jo tI vI klfkfr rih cuwkI hY. simRqI XkIn hY ik mqrI
vjoN Auh afpxf km bVy vDIaf Zg nfl kr rhI hY, pr modI dy kuJ smrQkF df mnxf hY ik
simRqI eIrfnI df km qswlI bK nhIN, ikAuNik AunHF kol iswiKaf qy qjrby dI Gft hY.
kuJ idn pihlF eIrfnI ny afpxIaF kuJ pRfpqIaF dI sUcI igxfeI sI, ijs ivwc AunHF ny hyT
ilKIaF gwlF fml kIqf sIiek sfl adr cfr lwK qoN iafdf skUlF ivwc pKfinaF df inrmfx, gixq qy ivigafn df
pwDr suDfrn leI srkfrI dKl, pVHfeI qy lyKxI dy pwDrF qy iDafn kyNdirq kridaF srkfrI
pykdmIaF. AunHF ieh vI dfavf kIqf ik ienHF coN bhuq sfrIaF pykdmIaF pihlI vfr
kIqIaF geIaF hn. ies sUcI ivwc AunHF ny hor vI keI gwlF fml kIqIaF, ijvyN mUrqIaF dI
sQfpnf krnf aqy hfrI lfAux dy mfmly ivwc nvyN-nvyN Zg apxfAuxf.
ienHF dfaivaF dI swcfeI jfxn leI sf ienHF qy nr mfrnI pvygI. Bfrq ivwc iswiKaf dI
smwisaf afKr kI hY? sB qoN vwzI smwisaf pRfiemrI iswiKaf dI guxvwqf dI hY aqy ies mfmly
ivwc sB guV gobr ho irhf hY. ZuwkvIaF shUlqF nhIN hn qy aiDafpk aksr skUlF ivwc hfr
nhIN hudy. muPq Bojn (imz-zy mIl) ieny GtIaf Zg nfl bxfieaf jFdf hY ik keI vfr ies
Kfx nfl bwcy bImfr ho jFdy jF mOq dy mUh ivwc cwly jFdy hn. srkfr ies aihm km slIky
nfl krn ivwc nfkfm hY, ijs kfrn grIbF vI afpxy bwcy pRfeIvyt skUlF ivwc pVHn leI
Byjx vfsqy mjbUr hoxf ipaf hY.
2006 ivwc kuwl ividafrQIaF dI igxqI df 20 PIsdI qoN Gwt ividafrQI pRfeIvyt skUlF ivwc
pVHdy sn, awj 10 sflF bfad ieh igxqI 30 PIsdI qoN Aupr clI geI hY. pRfeIvyt skUlF ivwc
vI iswiKaf dI guxvwqf ieko ijhI nhIN qy keI pRfeIvyt skUlF df hfl srkfrI skUlF nfloN vI
mfVf hY. nqIjf ieh hY ik skUlF c pVH ky inklx vfly bhuq ividafrQI iswiKaq hI nhIN hn.
Bfrq ivwc sB qoN ibhqrIn sflfnf srvyKx pRQm nfmI ssQf vwloN kIqf jFdf hY. gujrfq dy
sbD ivwc pRQm dy srvyKx AuWqy nr mfrnf bVf lfhyvd hovygf. 2014 ivwc idhfqI gujrfq
dy skUlF c swqvIN jmfq dy isrP 22 PIsdI ividafrQI agryI ivwc iliKaf vfk pVH skdy
sn, jd ik 2007 ivwc ieh akVf 37 PIsdI sI. ies qrHF asIN kih skdy hF ik ijs sUby
iafdf lok ibhqr gvrnYNs dI imsfl mndy hn, ieQy vI asl ivwc iswiKaf df imafr
pihlF qoN hyTF izwg irhf hY. gujrfq ivwc pjvIN jmfq dy ijnHF ividafrQIaF df tYst ilaf
igaf, AunHF ivwcoN isrP Cy PIsdI hI agryI df vfk pVH sky, Bfv 10 sfl Aumr dy 94 PIsdI
bwcy agryI df iek vI vfk nhIN pVH sky. mYN ieQy dwsxf cfhFgf ik ieh srvyKx 20 hfr
bwicaF qy kIqf igaf sI, ies leI ies Cotf motf srvyKx nhIN ikhf jf skdf.
CyvIN klfs dy 44 PIsdI bwcy gujrfqI Bff c aslI rUp ivwc qIjI jmfq dy pwDr dI pVHn
Xogqf rwKdy hn. ipCly kuJ sflF dOrfn ies akVy ivwc hor igrfvt af cuwkI hY. 2007 c qIjI
jmfq dy isrP 35 PIsdI ividafrQI hI gujrfqI BfsLf dI pihlI jmfq dI ikqfb pVH skdy
sn. AudoN qoN hux qwk ies akVy c srkfrI skUlF dy nfl-nfl pRfeIvyt skUlF ivwc vI igrfvt
afeI hY. srkfrI skUlF dI pjvIN jmfq dy isrP 13 PIsdI ividafrQIaF qksIm dy svfl
afAuNdy sn, jd ik pRfeIvyt skUlF dy mfmly c ieh akVf 16 PIsdI sI.
dy dy lokF df mnxf hY ik gujrfq dy lok jnmjfq kfrobfrI hudy hn, pr jy ienHF coN 80
PIsdI qoN iafdf guxf, qksIm, jmHf, GtfE vrgy buinafdI svfl vI hwl nhIN krny afAuNdy
qF Bfrq dy nfl-nfl gujrfq df BivwK vI Dudlf hY. ies siQqI leI kuJ do qF soimaF dI
Gft idwqf jf skdf hY.
amrIkf dI srkfr 6 qoN 15 sfl dI Aumr dy hr amrIkI bwcy dI iswiKaf AuWqy iek lwK 15
hfr zflr Krc krdI hY, Bfv swq lwK rupey sflfnf. Bfrq ivwc ies dI klpnf vI nhIN
kIqI jf skdI. sf amrIkf dy pwDr qwk phucx leI 100 sfl lwgxgy. sf ieh mnxf pvygf
ik keI sfzy qoN grIb dys aijhy hn, ijhVy Bfrq vrgI smwisaf qoN mukq hn. imsfl vjoN
ibfbvy dI pRqI ivakqI afmdn Bfrq nfloN Gwt hY, pr Aus dI iswiKaf df imafr Bfrq nfloN
keI guxf vDIaf hY, Bfv ik GtIaf iswiKaf leI isrP pYsy dI Gft hI imyvfr nhIN.
mYN aksr ilKdf rihdf hF ik Bfrq dIaF smwisafvF leI isrP srkfr hI aik qOr qy
imyvfr hY. iBafnk muwdy smfj nfl sbDq hn qy ienHF koeI mqrI bdl nhIN skdf, cfhy
Auh iknf vI hoxhfr jF pRiqBfflI ikAuN nf hovy. Bfrq Auh nfgirk pYdf kr irhf hY, ijhVy
muikl nfl pVHnf ilKxf jfxdy hn qy rogfr hfsl krn dI Xogqf nhIN rwKdy. Auh iksy qrHF
AupjfAU iswD nhIN ho skdy, pr ies ivwc AunHF df koeI do nhIN. asIN afpxy mnuwKI soimaF df
ivkfs krn c asPl iswD hoey hF. ieh aijhf qwQ hY, ijs mnuwKI soimaF dy ivkfs bfry
sfzI mqrI bhuq inmrqf nfl kbUl lYxf cfhIdf hY, ikAuNik ies ivwc AunHF df afpxf qF
koeI do nhIN. bywk Auh aijhf mndI hY ik kuJ nvIaF gwlF AunHF dI ingrfnI hyT pihlI vfr
hoeIaF hn, pr swcfeI ieh hY ik bhuq sfry mhfn lokF ny ieh km pihlF vI kIqf hY qy sfry
nfkfm vI hoey hn.
21
22
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Ph: (09) 269 6969, Mob: 0274 741 742
(Look for Orange Building,
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aOklYz (aYn jYz qsvIr ibAUro)- Kyzxf kudxf mn kf cfE, Kyzf qMdrusqI df Gr hn aqy bwicaf nuM Kyzf vwl Auqsfhq krnf smy dI loV hY| sfJ klwb ies ivwc bhuq hI vwzf Xogdfn pf irhf
hY qf ik afAux vflI pIVI nUM ies df lfB ho sky| ieh ieMzor Kyz tUrnfmYt 1 aqy 2 akqUr nUM hox jf irhf hY| ies ivwc Puwtbfl, nYwtbfl aqy bwicaf dIaf Kyzf sfJ klwb vwlo krvfeIaf jf
rhIaf hn aqy afstRylIaf aqy inAUjIlYz dy vflIbfl mYc aYn jYz blYk spfeIks vwlo krvfeI jf rhI hY|
24
kFz 1
kI ho cwilaf sI
iek idn dfrU
pIx nflL[[[?
pr hnI dI gwl
dwbI
geI[[[.
bIky dy dbdby
kfrn sfiraF
ny gwl dbf hI
qF leI sI.
Auh bIky bfeI
df sLukrgujLfr
sI. bIkf bfeI
Aus dy ies kMm
ivc rwb bx ky bhuiVaf sI. Auh lokF leI
lwK mfVf sI. pr jwsI leI qF iek PLirsLqf
ho inwbiVaf sI. ijs ny Aus dI gwl mMn ky
hnI dI hyTI nhIN hox idwqI sI. sfry kflj dy
muMizaF dy mUMh bMd kr idwqy sn. jwsI hux vI
hnI qoN corI bIky kolL Zfby qy jf vVdf aqy
gwlF bfqF kr ky muV afAuNdf. pr sLrfb nUM
Aus ny muV ky hwQ nf lfieaf. vfady df pwkf
irhf. bIky ny vI Aus nUM muV pIx leI mjbUr
nf kIqf.
jwsI aqy hnI hux afm hI imlLx
iglLx lwg pey sn. pr imlLdy Auh ies cMdry
jwg qoN corI sn. kdy bws stYNz dy kony c aqy
kdy nihrU pfrk ivc[[. kdy lfiebryrI aqy
kdy kylIaF dy ipwCy Coty bfg ivc, ijwQy isrPL
mflI hI kdy kdfeIN huMdf sI.
AuQy bYT ky Auh GMitaF bwDI iek dUjy
ivc guafcy rihMdy. GMitaF bwDI KuwlHIaF gwlF
krdy. mn hOlLf krdy. pr AuhnF dIaF gwlF
muwkx ivc nf afAuNdIaF. ijvyN gwlF bhuqIaF
sn aqy smF sImq sI[[. gwlF kr ky iksy nUM
vI rwj nf afAuNdf. hnI gwl krdI qF jwsI
kQf suxn vfilLaF vFg suxdf[[! jwsI boldf
qF hnI drgfhI bcn jfx ky iDafn idMdI[[!
idl sFJy huMdy rihMdy[[!
idn plF vFg bIqdy jf rhy sn.
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25
26
BUqF df DMnvfd
myry mfmy dy muMzy df ivafh dsMbr mhIny df
sI. ijs pYlys ivwc ivafh hoxf sI, AuWQoN myrI
shylI df ipMz kuJ ku ikwlomItr dI dUrI AuWqy
sI. sfzf ipafr BYxF vrgf sI. Aus dy mfqfipqf ny mY bhuq vfr ipMz afAux df swdf
idwqf sI, pr mYN jf nhIN sI skI. mYN ibnF dwsy
jfx df Yslf kr ilaf. ieh soc ky ik Auh
ikMnI u hovygI aqy hYrfn vI.
mYirj pYlys qoN mYN fm
afpxI shylI dy ipMz dI bws
lY leI. kuJ ku smyN bfad
kMzktr ny afvf idwqI qy mYN
Auqr geI. mYN sVk dy iewDrAuWDr vyiKaf, pr koeI ipMz
ivKfeI nf idwqf. sVk dy iewk
pfsy Tykf sI. Aus dy nfl hI
pMkcr lfAux vflf iewk BfeI
bksy ivwc afpxf sfmfn smyt
irhf sI. mYN Aus puwiCaf; ipMz jfx leI koeI
irkf jF afto ikwQoN imlygf? Aus ny dwisaf
ik afrI tYNpU pMj vjy clf igaf qy ipMz koeI
do iklomItr dI dUr hY. ieMnf afK Auh clf
igaf. AuWQy nf koeI aYs tI zI bUQ sI aqy nf
myry kol koeI Pon. ieMny iewk sfeIkl svfr
myry kol dI lMiGaf, ijs dI JfkxI qoN mYN zr
geI. kuJ imMtF bfad AuhI sfeIkl svfr
vfps af igaf. Aus dy nfl iewk hor afdmI
sI. dovF ny myry bfry afps ivwc koeI gwl kIqI
aqy Tyky AuWqy cly gey.
hnyrf Cf irhf sI aqy mYN afpxI lqI AuWqy
pCqf rhI sF. Pyr mYN soicaf ikAuN nf vfps
clI jfvF. mYN sVk dy dUjy pfsy jf ky keI
bwsF hwQ idwqf, pr lMmy rUt dIaF bwsF ikwQy
rukdIaF ny. mYN vyiKaf, Auh bMdy Tyky dy bfhr
KVy sn qy myry vwl vyK ky iefry kr rhy sn.
mYN aMdroN-aMdrI zr nfl kMb rhI sF. acfnk
Auh iqMny Tyky dy aMdr cly gey. mYN awgf vyiKaf
nf ipwCf qy ipMz dy rfh qur peI. mYN ajy QoVHI
dUr geI sI ik mY iewk kwcI ijhI cfrdIvfrI
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do XfqrI mfeIaF
mYN pihlF afpxy motr sfeIkl hr iksy dy
mfmy df Tylf bxfeI rwiKaf. vyly kuvyly ijhVf
vI rfh jFdf hwQ dy iddf, mYN hr iek ibTf
lYNdf. Gr dy vI mY aijhf krn qoN rokdy,
pr myrf mn aijhI glqI iPr kr jFdf. hux
gwzI lY leI hY qF vI myrI afdq AuhI hY. dUjf
ies mfmly ivwc sO koh qoN vl pf ky lzy
Kuzf twkrn vflI gwl vFg myry Gr vflI vI
aijhI twkrI hoeI hY. kuJ idn hoey mYN qy myrI
pqnI dvfeI lYx brnfly iek zfktr kol cly
gey.
fm df smF hox qy dUjf mINh df mOsm hox
krky asIN gwzI lY gey. gwzI zfktr dI koTI
awgy jf rokI. sfhmxy drwKq Qwly bYTx leI
rwKy KBy qy iek burg mfeI bYTI afpxy Joly
ivwcoN kwZ-kwZ gZF qy ilPfPy Prol rhI sI.
asIN gwzI bYk lfAux lwgy qF Auh kuJ bolx
lwg peI. pihlF mYN soicaf; ikqy sfzy qoN koeI
glqI nf ho geI hovy, ies krky mY slok
suxf rhI hovy. jdoN asIN gwzI qoN Auqr ky Aus
koloN lGx lwgy qF Auh iPr bolx lwg peI,
puwq grmI bhuq aY. muzy sBfl ky rwiKE!
suwK nfl hux hojU qyrf Bfr vzfAux aflf. koeI
nf puwq. koeI nf ijAuNdf rih!
mYN mfeI dI afvf sux ky ruk igaf, byby
ikhVf ipz aY? mYN soicaf sI ik jy myry rsqy
vwl df koeI ipz hoieaf qF jFdf hoieaf Aus
lfh jfvFgf, byby ikwQy bwsF c Dwky KFdI
iPrygI. BfeI afhI aY brnflf. mYN hor svfl
kIqf, dvfeI lYx afey sI? Aus ny myrI
pqnI dI godI cuwkI sfzI kuVI vwl moh iBwijaf
iefrf kridaF ikhf, nf puwq, mYN qF sihxy
jfxY. grmI bhuq aY. dm lYx ruk geI sI.
muzy vI grmI qoN bcf ky rwiKE. mYN ikhf,
byby ieh qF sfzI kuVI hY, muzf nhIN. Aus ny
ikhf, clo koeI nf. ijAuNdI rhy puwq. ijAuNdI
rhy!
asIN byby nfl gwlF kr ky adr cly gey.
zfktr myrI hfrI cfh nfl kuJ Kvfey ibnF
Gurjeet Sekhon.
27
28
qsvIrF boldIaF
jnqf dI llkfr
myrI qF
ihwk qy vwijaf
kfrqUs vI Aug afvygf
ikAuNik mYN jgl hF.
myry qF
qxy-qxy c
bYTf hY nr isG,
jo hr hrnfK
idny vI mfrygf,
rfq vI mfrygf,
Gr dy adr vI mfrygf,
Gr dy bfhr vI mfrygf,
DrqI qy vI mfrygf,
afsmfn c vI mfrygf.
BrIaF peIaF ny
myrIaF tihxIaF
vrijq PlF dy nfl,
ies qoN pihlF ik
myrf pwqr-pwqr
bx jfey sudrn cwkr
rQF dIaF muhfrF moV lvo,
jy ho sky qF
GoiVaF hlF awgy joV dvo.
bhuq buwD
lG gey ny myry ivwc dI
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leI iPrdy ny
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