Rbiformat 092009
Rbiformat 092009
Rbiformat 092009
UNAUDITED FINANCIAL RESULTS FOR THE QUARTER AND HALF YEAR ENDED 30.09.2009
(Rs. in lacs)
Sr. Particulars Quarter Ended Half Year Ended Year Ended
No. 30.09.2009 30.09.2008 30.09.2009 30.09.2008 31.03.2009
(Reviewed) (Reviewed) (Reviewed) (Reviewed) (Audited)
1 Interest earned ( a+b+c+d ) 320558 282897 638086 534128 1188938
c) Interest on balances with RBI and other interbank funds 1381 1671 3320 2512 6801
7 Operating Profit {before prov. & contigenies} (3-6 ) 81008 69972 159757 131573 308200
8 Provisions ( other than tax ) and Contingencies 13498 20326 32528 49898 73745
9 Exceptional Items 0 0 0 0 0
10 Profit (+) / Loss(-) from Ordinary Activities before tax (7-8-9) 67510 49646 127229 81675 234455
12 Net Profit (+) / Loss(-) from Ordinary Activities after Tax (10-11) 50510 36146 94729 58975 172655
14 Net Profit (+) / Loss (-) for the period (12-13) 50510 36146 94729 58975 172655
15 Paid -up equity share capital 50512 50512 50512 50512 50512
17 Analytical Ratios
i) Percentage of shares held by
Government of India (%) 55.43 55.43 55.43 55.43 55.43
ii) a) Capital Adequacy Ratio (%) - Basel I - 12.53 - 12.53 12.01
b) Capital Adequacy Ratio (%) - Basel II 13.76 - 13.76 - 13.27
iii) Earning per share(EPS) at face value Rs.10/- (Rs.)
a) Basic and diluted EPS before Extraordinary items (net of tax expense) for the
10.00 7.16 18.75 11.68 34.18
period, for the year to date and for the previous year (not annualised)
b) Basic and diluted EPS after Extraordinary items for the period, for the year to
10.00 7.16 18.75 11.68 34.18
date and for the previous year (not annualised)
iv ) NPA Ratios
a) Gross NPA 191858 167472 191858 167472 192334
b) Net NPA 22293 11620 22293 11620 32594
c) % Gross NPA 1.93 1.93 1.93 1.93 1.96
d) % Net NPA 0.23 0.14 0.23 0.14 0.34
e) Return on Assets (annualised) (%) 1.25 1.12 1.19 0.93 1.27
18 Public Shareholding
No. of Shares (in lacs) 2251 2251 2251 2251 2251
% of Shareholding 44.57 44.57 44.57 44.57 44.57