Vignesh Final One
Vignesh Final One
Vignesh Final One
WHY ME: I’m an innovative thinker, who crave for challenge and who won’t resist to work outside my
comfort zone. I’m a motivated team player. I acquire good communication skills and also can build up
rapport with my colleagues easily. I can open up to clients to find out their exact needs and provides them
with a wide range of services and solutions. I’m also a Pragmatic and results orientated person whose
focus is on bottom line results. I want to develop my career in a fast moving environment, and is now
urging for a suitable position with a company that values passion, positivity, integrity and hard work.
EDUCATION PERSONAL SKILLS
2011-2013 MBA – Marketing & HR Developing Strategic Plans
Business Generation
Jansons School of Business
Customer Relationship Management
2007-2011 B.Tech – Information Technology Geo Marketing
M.I.E.T Engineering College Competitor Intelligence
People Management and Documentation Skills
EXPERIENCE
Relationship Manager – MSME - Nov 2019 to Present
Lakshmi Vilas Bank Ltd
Responsibilities:
Responsible for achieving Top-line and Fee growth from new to bank SME business within an
assigned territory by effectively selling the SME & Retail products and related services.
Analyzing the territory/market's potential and determines the value of existing and prospective
Preparing market analysis and finding out the
customers potential customers via various channels
Providing the resolution for customer
Identifying problems and complaints
specific segments/activities to in timely manner
Planning and organizing
finance personal sales strategy
which qualify with the
for priority help of Branch Head, Regional Head and
sector
Geography Head lending
Responsible
Regular monitoring of renewals,for NPA
initial credit appraisal
follow-up, Overdue collection and providing reports to
senior management (Preliminary credit checks like internal
dedupes, CIBIL and approval note preparation)
Coordinating with other internal verticals for smooth disbursement of sanctioned credit facility
for SME - working capital products(Overdraft,
and doing the preCash
and Credit,
post disbursement
Buyers Credit andactivities
Term Loan) and
warehouse receipt finance
Solution Manager – Enterprise Credit - Nov 2015 to October 2019
Portfolio Monitoring, periodical
ICICI Bank Ltd reviews/renewals of existing limits
Handling sourcing channels – DSA
Responsibilities: Debt & Relationship management
Cross selling of life and general insurance, gold,
Preparing marketCASA analysis and acquiring
and other investmentpotential
products customers via various channels
Responsible for initial credit
Handling appraisal
totally (Preliminary
12 branches credit
in Dindigul checks like internal dedupes, CIBIL and
and
approval note preparation)
Theni for
Districts SME
and - working
responsible for capital
overall
Preparing market analysis and finding out the products(Overdraft,
SME Cash Credit, Buyers
business
Credit and Term Loan) andcustomers
potential warehouse receiptchannels
via various finance
Responsibilities:
Portfolio Monitoring,
Identifying
periodical reviews/renewals
specific of existing
segments/activities to limits
Handling sourcing channels – DSA
finance which qualify for priority sector
Debt & Relationship lending
management
Responsible for initial credit appraisal
Cross selling of life and general insurance, gold, CASA and other investment products
(Preliminary credit checks like internal
Handling totally 12 branches
dedupes, CIBILinandDindigul
approvaland
note Theni Districts and responsible for overall SME
preparation)
business for SME - working capital products(Overdraft,
Cash Credit, Buyers Credit and Term Loan) and
Business Development Executive - Aug 2014 to Oct 2015
Zafong Technologies LLP
Responsibilities:
CERTIFICATIONS AWARDS
Won in Zone level competition held for
National Securities Depository Limited
highest number of Disbursements in
(NSDL) - NSE warehouse receipt funding
Insurance Regulatory and Development Won in Zonal level cross sell insurance
Authority of India (IRDA) competition
Won First prize in new business idea
presentation with complete plan
REFERENCES CONTACT
Mr. M Sathyanarayanan – Branch Head
Email: vigneshmiet@gmail.com
Lakshmi Vilas Bank – Trichy Main Branch
Ph: 994471839 Mobile: +91 7010862594
Skype id: vignesh2347
Mr. Prasanna Prabhakaran - Regional Head Sales
ICICI Bank Ltd
Ph: 8939871365
Mr. Kumar Duraisingam – Regional Head Sales
ICICI Bank Ltd – Karur Region
Ph: 9940009874