Iso Iec 7812 1 2006
Iso Iec 7812 1 2006
Iso Iec 7812 1 2006
STANDARD 7812-1
Third edition
2006-10-15
Reference number
ISO/IEC 7812-1:2006(E)
--`,,```,,,,````-`-`,,`,,`,`,,`---
PDF disclaimer
This PDF file may contain embedded typefaces. In accordance with Adobe's licensing policy, this file may be printed or viewed but
shall not be edited unless the typefaces which are embedded are licensed to and installed on the computer performing the editing. In
downloading this file, parties accept therein the responsibility of not infringing Adobe's licensing policy. The ISO Central Secretariat
accepts no liability in this area.
Adobe is a trademark of Adobe Systems Incorporated.
Details of the software products used to create this PDF file can be found in the General Info relative to the file; the PDF-creation
parameters were optimized for printing. Every care has been taken to ensure that the file is suitable for use by ISO member bodies. In
the unlikely event that a problem relating to it is found, please inform the Central Secretariat at the address given below.
--`,,```,,,,````-`-`,,`,,`,`,,`---
© ISO/IEC 2006
All rights reserved. Unless otherwise specified, no part of this publication may be reproduced or utilized in any form or by any means,
electronic or mechanical, including photocopying and microfilm, without permission in writing from either ISO at the address below or
ISO's member body in the country of the requester.
ISO copyright office
Case postale 56 • CH-1211 Geneva 20
Tel. + 41 22 749 01 11
Fax + 41 22 749 09 47
E-mail copyright@iso.org
Web www.iso.org
Published in Switzerland
ii
Copyright International Organization for Standardization © ISO/IEC 2006 – All rights reserved
Provided by IHS under license with ISO
No reproduction or networking permitted without license from IHS Not for Resale
ISO/IEC 7812-1:2006(E)
Foreword
ISO (the International Organization for Standardization) and IEC (the International Electrotechnical
Commission) form the specialized system for worldwide standardization. National bodies that are members of
ISO or IEC participate in the development of International Standards through technical committees
established by the respective organization to deal with particular fields of technical activity. ISO and IEC
technical committees collaborate in fields of mutual interest. Other international organizations, governmental
and non-governmental, in liaison with ISO and IEC, also take part in the work. In the field of information
technology, ISO and IEC have established a joint technical committee, ISO/IEC JTC 1.
International Standards are drafted in accordance with the rules given in the ISO/IEC Directives, Part 2.
The main task of the joint technical committee is to prepare International Standards. Draft International
Standards adopted by the joint technical committee are circulated to national bodies for voting. Publication as
an International Standard requires approval by at least 75 % of the national bodies casting a vote.
Attention is drawn to the possibility that some of the elements of this document may be the subject of patent
rights. ISO and IEC shall not be held responsible for identifying any or all such patent rights.
ISO/IEC 7812-1 was prepared by Joint Technical Committee ISO/IEC JTC 1, Information technology,
Subcommittee SC 17, Cards and personal identification.
This third edition cancels and replaces the second edition (ISO/IEC 7812-1:2000), which has been technically
revised. It also incorporates Technical Corrigendum ISO/IEC 7812-1:2000/Cor.1:2001.
ISO/IEC 7812 consists of the following parts, under the general title Identification cards — Identification of
issuers:
--`,,```,,,,````-`-`,,`,,`,`,,`---
Introduction
This part of ISO/IEC 7812 is one of a series of International Standards describing the parameters for card
issuers and the use of such cards for international, interindustry and/or intra-industry interchange.
--`,,```,,,,````-`-`,,`,,`,`,,`---
iv
Copyright International Organization for Standardization © ISO/IEC 2006 – All rights reserved
Provided by IHS under license with ISO
No reproduction or networking permitted without license from IHS Not for Resale
INTERNATIONAL STANDARD ISO/IEC 7812-1:2006(E)
1 Scope
This part of ISO/IEC 7812 specifies a numbering system for the identification of issuers of cards that require
an issuer identification number (IIN) to operate in international, interindustry and/or intra-industry interchange.
2 Normative references
The following referenced documents are indispensable for the application of this document. For dated
references, only the edition cited applies. For undated references, the latest edition of the referenced
document (including any amendments) applies.
ISO 3166-1, Codes for the representation of names of countries and their subdivisions — Part 1: Country
codes
ISO/IEC 7812-2, Identification cards — Identification of issuers — Part 2: Application and registration
procedures
ISO 8583-1, Financial transaction card originated messages — Interchange message specifications — Part 1:
Messages, data elements and code values
3.1
card
form factor provided by an issuer, including but not limited to ID-1, virtual, thin flexible, single-use, integrated-
circuit and mobile devices
3.2
card holder
customer associated with the primary account number
3.3
card issuer
institution (or its agent) that issues the card to the card holder
3.4
individual account identification
number assigned by the card issuer for the purpose of identifying an individual account
--`,,```,,,,````-`-`,,`,,`,`,,`---
3.5
interchange
exchange of transaction data between two or more entities
3.6
issuer identification number
IIN
number that identifies the major industry and the card issuer and that forms the first part of the primary
account number
3.7
major industry identifier
MII
first digit of the issuer identification number that identifies the major industry of the card issuer
3.8
primary account number
PAN
number containing a maximum of 19 digits that identifies the card issuer and the card holder
3.9
Registration Authority
organization appointed by the ISO Council, responsible for assigning issuer identification numbers and
maintaining the ISO Register of Card Issuer Identification Numbers
3.10
Registration Management Group
RMG
group established by ISO/IEC JTC 1/SC 17 to act on its behalf in managing the registration and assignment of
issuer identification numbers under this part of ISO/IEC 7812
4 Numbering system
This part of ISO/IEC 7812 is concerned primarily with the first of these components, the IIN.
--`,,```,,,,````-`-`,,`,,`,`,,`---
2
Copyright International Organization for Standardization © ISO/IEC 2006 – All rights reserved
Provided by IHS under license with ISO
No reproduction or networking permitted without license from IHS Not for Resale
ISO/IEC 7812-1:2006(E)
MII
(see (variable length, max. 12 digits) (see 4.4)
4.2.1) (see 4.3)
4.2 IIN
All issuer identification numbers (IINs) issued in accordance with this part of ISO/IEC 7812 shall be applied for
--`,,```,,,,````-`-`,,`,,`,`,,`---
Applicants whose applications fulfil the criteria for approval specified in ISO/IEC 7812-2 will be assigned an
IIN or, in the case of a block assignment, a block of IINs.
4.2.1 MII
The MII does not in any way reflect or limit the application in which the card is usable. Single-digit MIIs are
assigned using the applicant’s description of their main area of business on the application form (see Annex A
of ISO/IEC 7812-2:2000).
Ten thousand IINs in the range “00” have been allocated to ISO/TC 68 for assignment to institutions other
than card issuers in order to accommodate requirements in ISO 8583-1. Applicants applying for IINs
commencing with “00” shall refer to ISO 8583-1, where application procedures and an application form are
provided.
IINs beginning with “80” are for use by healthcare institutions. These IINs are managed by individual national
registration authorities. Each national registration authority shall register with the ISO/IEC 7812 Registration
Authority so that they can be identified in the ISO Register of Card Issuer Identification Numbers. The format
of the entry for the national registration authorities shall be “80[CCC]”, where “80” denotes healthcare and
“CCC” is the three-digit country code in accordance with ISO 3166-1. The formatting and coding of the digits
following “80[CCC]” is at the discretion of the regional healthcare authorities. Enquiries for details of national
healthcare registration authorities may be made to the ISO/IEC 7812 Registration Authority.
IINs beginning with “89” are for use by telecommunications administrations and recognized private operating
agencies in accordance with ITU-T Rec. E.118. These IINs are maintained by the International
Telecommunication Union, and applicants applying for IINs for use on telecommunications cards shall apply
for an IIN commencing with “89”. Enquiries for IINs starting with “89” shall be made to:
MII 9 has been assigned to national standards bodies for national use; it shall be presented as the primary or
first digit followed by the three-digit numeric country code as specified in ISO 3166-1.
NOTE In the interest of international conformity, national standards bodies are advised to assign IINs in accordance
with the recommendations given in Annex A.
The individual account identification (see Figure 1) shall be assigned by the card-issuing institution. It
immediately follows the IIN and is variable in length with a maximum of 12 digits.
The individual account identification (see 4.3) shall be followed by a check digit. This digit shall be calculated
on all the preceding digits of the PAN (see Figure 1) and shall be computed according to the Luhn formula for
modulus-10 check digit (see Annex B).
4
Copyright International Organization for Standardization © ISO/IEC 2006 – All rights reserved
Provided by IHS under license with ISO
No reproduction or networking permitted without license from IHS Not for Resale
ISO/IEC 7812-1:2006(E)
Annex A
(informative)
--`,,```,,,,````-`-`,,`,,`,`,,`---
A.1 Introduction
Major industry identifier 9, (MII 9) has been assigned for use by national standards bodies in order to establish
national numbering systems for card issuers.
NOTE Where no national standards body exists, or if the national standards body is unable to establish a national
numbering system, card issuers in that country may apply to the secretariat of ISO/IEC JTC 1/SC 17 for assistance.
NOTE Card issuers should be advised that certain systems may only be capable of handling six digits.
Annex B
(normative)
The check digit is calculated on all six digits of the IIN and all of the digits of the individual account
identification (variable up to 12 digits).
⎯ Step 1: Double the value of alternate digits beginning with the first right-hand digit (low order).
⎯ Step 2: Add the individual digits comprising the products obtained in Step 1 to each of the unaffected
digits in the original number.
⎯ Step 3: Subtract the total obtained in Step 2 from the next higher number ending in 0 [this is the
equivalent of calculating the “tens complement” of the low-order digit (unit digit) of the total]. If
the total obtained in Step 2 is a number ending in zero (30, 40, etc.), the check digit is 0.
EXAMPLE
Issuer identification number and individual account identification without check digit: 612345 123456789
6 1 2 3 4 5 1 2 3 4 5 6 7 8 9 PAN
X2 X2 X2 X2 X2 X2 X2 X2 Step 1
1+2+ 1+ 4+ 3+ 8+ 5+ 2+ 2+ 6+ 4+ 1+0+ 6+ 1+4+ 8+ 1+8 = 67 Step 2
Next higher number ending in 0 = 70 Step 3
70 – 67 = 3
Issuer Identification Number and Individual Account Identification with check digit: 612345 123456789 3
6
Copyright International Organization for Standardization © ISO/IEC 2006 – All rights reserved
--`,,```,,,,````-`-`,,`,,`,`,,`---
Bibliography
--`,,```,,,,````-`-`,,`,,`,`,,`---
ICS 35.240.15
Price based on 7 pages