Private Car

Pvt Car Upto 1000 CC Pvt Car 1000-1500 CC Pvt Car Over 1500 CC
ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
A Upto 5 yrs. 500000 3.127 15635 A Upto 5 yrs. 198000 3.283 6500 A Upto 5 yrs. 1120000 3.44 38528
5-10 yrs. 3.283 0 5-10 yrs. 3.447 0 5-10 yrs. 3.612 0
over 10yrs. 3.44 0 over 10yrs. 3.529 0 over 10yrs. 3.698 0
Elec. Acc. 15 4.00 1 Elec. Acc. 0 4 0 Elec. Acc. 0
N.C.B 25 3909 N.C.B 20 1300 N.C.B 35 13485
TOTAL 11727 TOTAL 5200 TOTAL 25043
Loading/Discount D 10 1173 Loading/Dis D 0 0 Loading/Discount d 20 5009
Total OD Prem 10554 Total OD Prem 5200 Total OD Prem 20035
T.P.A 670 T.P.A 800 T.P.A 2500
P.A 2 100 200 P.A 1 100 100 P.A 1 0
Driver 2 25 50 Driver 1 25 25 Driver 1 25 25
Pass. 4 100 400 Pass. 4 50 200 Pass. 4 100 400
Net Prem. 11874 Net Prem. 6325 Net Prem. 22960
S.Tax 1468 S.Tax 782 S.Tax 2365
Gross Prem. 13342 Gross Prem. 7107 Gross Prem. 25324

Two Wheeler

Two Wheeler Upto 150 CC Two Wheeler Upto 150-350 CC Two Wheeler above 350 CC
ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
A Upto 5 yrs. 36100 1.708 617 B Upto 5 yrs. 45000 1.76 792 B Upto 5 yrs. 75000 1.844 1383
5-10 yrs. 0 1.793 0 5-10 yrs. 1.848 0 5-10 yrs. 1.936 0
over 10yrs. 1.836 0 over 10yrs. 1.892 0 over 10yrs. 1.982 0
N.C.B 0 0 N.C.B 20 158 N.C.B 20 277
TOTAL 617 TOTAL 634 TOTAL 1106
Loading/Discount l 20 123 Loading/Dis T 10 63 Loading/Discount L 10 111
Total OD Prem 740 Total OD Prem 634 Total OD Prem 1217
T.P.A 300 T.P.A 300 T.P.A 620
P.A 1 50 50 P.A 1 50 50 P.A 1 50 50
Net Prem. 1090 Net Prem. 984 Net Prem. 1887
S.Tax 135 1350 S.Tax 122 S.Tax 233
Gross Prem. 1225 Gross Prem. 1105 Gross Prem. 2120

COMMERCIAL VEHICLES

Passenger Carrying Cars

6 Passenger Carrying More than 1000 CC

6 Passenger Carrying UPTO 1000 CC but upto 1500 CC 6 Passenger Carrying Above 1500CC
ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
A Upto 5 yrs. 3.284 0 A Upto 5 yrs. 280000 3.448 9654 A Upto 5 yrs. 596000 3.612 21528
5-10 yrs. 297500 3.366 10014 5-10 yrs. 3.534 0 5-10 yrs. 3.703 0
over 10yrs. 3.448 0 5ver 10yrs. 3.62 0 over 10yrs. 3.793 0
I.M.T 23 15 1502 I.M.T 23 0 I.M.T 23 0
N.C.B 20 2303 N.C.B 20 1931 N.C.B 20 4306
TOTAL 9213 TOTAL 7724 TOTAL 17222
Loading/Discount L 15 1382 Loading/Dis L 0 0 Loading/Discount L 10 1722
Total OD Prem 10595 Total OD Prem 7724 Total OD Prem 18944
T.P.A 1650 T.P.A 2330 T.P.A 2840
P.A 1 100 100 P.A 1 100 100 P.A 1 100 100
Driver 1 25 25 Driver 1 25 25 Driver 1 25 25
Pass. 9 350 3150 Pass. 4 350 1400 Pass. 9 350 3150
Net Prem. 15520 Net Prem. 11579 Net Prem. 25059
S.Tax 1918 S.Tax 1431 S.Tax 2581
 Gross Pre 17438 Gross Pre 13010 Gross Pre 27640

Passenger Carrying Vehicles with Four (More) Wheeled Vehicles

Over 6-18 Passenger Carrying Over 18-36 Passenger Carrying Over 36-60 Passenger Carrying
I.D.V Rate(%) Premium I.D.V Rate(%) Premium I.D.V Rate(%) Premium
ZONE 350 ZONE 450 ZONE 550
B Upto 5 yrs. 741000 1.672 12390 A Upto 5 yrs. 300000 1.68 5040 A Upto 5 yrs. 1300000 1.68 21840
5-7 yrs. 0 1.714 0 5-7 yrs. 1.722 0 5-7 yrs. 1.722 0
over 7yrs. 1.756 0 over 7yrs. 1.764 0 over 7yrs. 1.764 0
I.M.T 23 15 0 I.M.T 23 15 824 I.M.T 23 15 3359
N.C.B 0 0 N.C.B 20 1263 N.C.B 0 0
TOTAL 12740 TOTAL 5051 TOTAL 25749
Loading/Discount t 0 0 Loading/Dis D 15 758 Loading/Discount D 15 3862
Total OD Prem 12740 Total OD Prem 4293 Total OD Prem 21886
T.P.A 3160 T.P.A 3160 T.P.A 3160
P.A 1 100 100 P.A 100 0 P.A 1 100 100
Driver 1 25 25 Driver 2 25 50 Driver 2 25 50
Passenger 6 235 1410 Passenger 25 235 5875 Passenger 49 235 11515
Net Prem. 17435 Net Prem. 13378 Net Prem. 36711
S.Tax 2155 S.Tax 1654 S.Tax 4538
Gross Pre 19589 Gross Pre 15032 Gross Pre 41249

Goods Carrying (PUBLIC)_ Goods Carrying (PRIVATE)

Public Goods Carrying upto 12000kg. Private Goods Carrying upto 12000kg.
ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
C Upto 5 yrs. 567000 1.726 9786 521550 C Upto 5 yrs. 521550 1.208 6300
5-7 yrs. 1.77 0 5-7 yrs. 1.239 0
over 7yrs. 1.812 0 over 7yrs. 1.268 0
Upto 12000kg. 0 Upto 12000kg. 0
G.V.W above 0 0 0 G.V.W above 0 27 0
I.M.T 23 0 I.M.T 23 15 0
N.C.B 25 2447 N.C.B 0 0
TOTAL 7340 TOTAL 6300
Loading/Discount D 0 0 Loading/Dis T 0 0
Total OD Prem 7340 Total OD Prem 6300
T.P.A 0 T.P.A 0
upto 7500kg. 5580 0 upto 7500kg. 1 5000 5000
7500-12000kg. 1 5920 5920 7500-12000kg. 5300 1800
12000-20000kg. 6090 0 12000-20000kg. 5440 0
20000-40000kg. 6260 0 20000-40000kg. 5610 0
above 40000kg. 6770 0 above 40000kg. 6050 0
P.A 100 100 P.A 1 100 100
Driver 3 25 75 Driver 3 25 75
Net Prem. 13435 Net Prem. 13275
S.Tax 1661 S.Tax 1641
Gross Prem. 15095 Gross Prem. 14916

Goods & Passanger carrying 3-Whler

Private Goods Carrying 3-Wheeler Public Goods Carrying 3-Wheeler

ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
C Upto 5 yrs. 150000 1.148 1722 A Upto 5 yrs. 250000 1.664 4160
5-10 yrs. 1.177 0 5-10 yrs. 1.706 0
over 10yrs. 1.205 0 over 10yrs. 1.747 0
I.M.T 23 15 258 I.M.T 23 15 624
N.C.B 20 396 N.C.B 20 957
 TOTAL 1584 TOTAL 3827
Loading/Discount D 15 238 Loading/Dis D 15 574
Total OD Prem 1347 Total OD Prem 3253
T.P.A 1450 T.P.A 1530
P.A 100 0 P.A 1 100 100
Driver 1 25 25 Driver 1 25 25
Net Prem.. 2822 Net Prem. 4908
S.Tax 345 S.Tax 601
Gross Prem. 3167 Gross Prem. 5509

Passenger Carrying 3-Wheeler (Exceeding

Passenger Carrying 3-Wheeler (Not Exceeding 6 6 Passangers but not more than 17
Passangers) passangers )
ZONE I.D.V Rate(%) Premium ZONE I.D.V Rate(%) Premium
C Upto 5 yrs. 375000 1.26 4725 C Upto 5 yrs. 375000 1.759 6596
5-10 yrs. 1.292 0 5-10 yrs. 1.803 0
over 10yrs. 1.323 0 over 10yrs. 1.847 0
I.M.T 23 15 709 I.M.T 23 15 989
N.C.B 20 1087 N.C.B 20 1517
TOTAL 4347 TOTAL 6069
Loading/Discount D 20 869 Loading/Dis D 15 910
Total OD Prem 3478 Total OD Prem 5158
T.P.A 510 T.P.A 1560
P.A 1 100 100 P.A 1 100 100
Driver 1 25 25 Driver 1 25 25
Passenger 6 315 1890 Passenger 15 315 4725
Net Prem. 6003 Net Prem. 11568
S.Tax 735 S.Tax 1416
Gross Prem. 6737 Gross Prem. 12984
 0
A 10 0 20
B 20 10 25
C 15 35
20 45
50
55
65