02-02-2024

Quote No : c1rqaarkvvs

Benefit Illustration for HDFC Life Sampoorn Samridhi Plus

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life
Sampoorn Samridhi Plus

Age is taken as on last birthday Proposal No: NA

Name of
Name of the Prospect /Policy holder: Ganti Murali krishna HDFC Life Sampoorn Samridhi Plus
the Product:
A Non-Linked, Participating,
Age: 45 Tag Line:
Life Insurance Plan
Name of the Life Assured: Ganti Murali krishna Unique Identification No: 101N102V05
Age: 45 GST Rate: 4.5%* for first year
2.25%* second year
Policy Term 30 year(s)
onwards
Premium Payment Term: 25 year(s)
Amount of Installment Premium
19752
(Without GST):
Mode of Payment of Premium: Annual
*0% if qualifies as zero-rated supply under GST law

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show
two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what
you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Endowment Sum Assured Rs. 3,86,907
Sum Assured on Death (at inception of
Bonus Type Reversionary Bonus 3,86,907
the policy) Rs.

Rider Details
Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.
HDFC Life Critical Illness Plus Rider 101B014V02 25 25 386907

Income Benefit on Accidental Disability Rider 101B013V03 25 30 386907

Premium Summary
Base Plan CI Rider IB Rider Total Installment Premium
Instalment Premium without GST 19,752 3,620 118 23,490

Instalment Premium with First Year GST 20,641 4,272 139 25,052

Instalment Premium with GST 2nd Year Onwards 20,196 4,272 139 24,607

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 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Benefits @ Non-Guaranteed Benefits including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
4% p.a. @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit
Single / Total Total
Policy Total Total Total Total
Annualized Death Death
Year Maturity Maturity Surrender Surrender
Premium Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender Benefit, Benefit, Benefit Benefit
GA RB RB incl of incl of
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# incl TB, incl TB, incl of TB, incl of TB,
TB, if TB, if
if any, if any, @ if any, @ if any, @
any, @ any, @
@ 4% 8% 4% 8%
4% 8%

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 19,752 19,345 0 0 4,06,252 0 3,869 0 0 13,542 0 0 0 0 4,10,121 4,19,794 0 0

2 19,752 38,691 0 12,083 4,25,598 0 7,738 0 46 27,083 0 163 0 0 4,33,336 4,52,681 12,130 12,246

3 19,752 58,036 0 21,146 4,44,943 0 11,607 0 81 40,625 0 284 0 0 4,56,550 4,85,568 21,227 21,430
4 19,752 77,381 0 40,123 4,64,288 0 15,476 0 124 54,167 0 433 0 0 4,79,765 5,18,455 40,247 40,556

5 19,752 96,727 0 50,251 4,83,634 0 19,345 0 174 67,709 0 609 0 0 5,02,979 5,51,342 50,425 50,860
6 19,752 96,727 0 60,223 4,83,634 0 23,214 0 232 81,250 0 813 0 0 5,06,848 5,64,884 60,455 61,036

7 19,752 96,727 0 70,293 4,83,634 0 27,083 0 325 94,792 0 1,138 0 0 5,10,717 5,78,426 70,618 71,430
8 19,752 96,727 0 83,522 4,83,634 0 30,953 0 433 1,08,334 0 2,194 0 0 5,14,586 5,91,968 83,956 85,717

9 19,752 96,727 0 97,542 4,83,634 0 34,822 0 557 1,21,876 0 6,585 0 0 5,18,455 6,05,509 98,099 1,04,127

10 19,752 96,727 0 1,10,377 4,83,634 0 38,691 0 696 1,35,417 0 14,594 0 0 5,22,324 6,19,051 1,11,074 1,24,971

11 19,752 96,727 0 1,25,876 4,83,634 0 42,560 0 894 1,48,959 0 22,589 0 0 5,26,194 6,32,593 1,26,770 1,48,466

12 19,752 96,727 0 1,42,166 4,83,634 0 46,429 0 1,114 1,62,501 0 32,741 0 0 5,30,063 6,46,135 1,43,280 1,74,907
13 19,752 96,727 0 1,59,342 4,83,634 0 50,298 0 1,408 1,76,043 0 45,318 0 0 5,33,932 6,59,676 1,60,750 2,04,660

14 19,752 96,727 0 1,77,308 4,83,634 0 54,167 0 1,733 1,89,584 0 60,729 0 0 5,37,801 6,73,218 1,79,041 2,38,037

15 19,752 96,727 0 1,96,161 4,83,634 0 58,036 0 2,147 2,03,126 0 79,252 0 0 5,41,670 6,86,760 1,98,308 2,75,413

16 19,752 96,727 0 2,12,644 4,83,634 0 61,905 0 11,329 2,16,668 0 1,04,651 0 0 5,45,539 7,00,302 2,23,973 3,17,295

17 19,752 96,727 0 2,33,073 4,83,634 0 65,774 0 23,920 2,30,210 0 1,31,001 0 0 5,49,408 7,13,843 2,56,993 3,64,073
18 19,752 96,727 0 2,54,292 4,83,634 0 69,643 0 39,589 2,43,751 0 1,62,039 0 0 5,53,277 7,27,385 2,93,881 4,16,331

19 19,752 96,727 0 2,76,398 4,83,634 0 73,512 0 58,642 2,57,293 0 1,98,242 0 0 5,57,146 7,40,927 3,35,040 4,74,640

20 19,752 96,727 0 2,99,487 4,83,634 0 77,381 0 81,368 2,70,835 0 2,40,058 0 0 5,61,015 7,54,469 3,80,856 5,39,546

21 19,752 96,727 0 3,19,316 4,83,634 0 81,250 0 88,627 2,84,377 0 2,58,603 0 0 5,64,884 7,68,010 4,07,942 5,77,918

22 19,752 96,727 0 3,44,078 4,83,634 0 85,120 0 91,819 2,97,918 0 2,73,443 0 0 5,68,753 7,81,552 4,35,897 6,17,521
23 19,752 96,727 0 3,69,824 4,83,634 0 88,989 0 95,017 3,11,460 0 2,88,701 0 0 5,72,622 7,95,094 4,64,841 6,58,525

24 19,752 96,727 0 3,96,553 4,97,750 0 92,858 0 98,192 3,25,002 0 3,04,336 0 0 5,76,491 8,08,636 4,94,746 7,00,890

25 19,752 96,727 0 4,24,266 5,18,490 0 96,727 0 1,01,366 3,38,544 0 3,20,380 0 0 5,80,360 8,22,177 5,25,633 7,44,646

26 0 96,727 0 4,36,367 5,18,490 0 1,00,596 0 1,03,344 3,52,085 0 3,35,670 0 0 5,84,230 8,35,719 5,39,711 7,72,037

27 0 96,727 0 4,43,723 5,18,490 0 1,04,465 0 1,10,442 3,65,627 0 3,56,535 0 0 5,88,099 8,49,261 5,54,165 8,00,259
28 0 96,727 0 4,56,501 5,18,490 0 1,08,334 0 1,12,498 3,79,169 0 3,72,825 0 0 5,91,968 8,62,803 5,68,999 8,29,326

29 0 96,727 0 4,69,666 5,18,490 0 1,12,203 0 1,14,493 3,92,711 0 3,89,502 0 0 5,95,837 8,76,344 5,84,158 8,59,168

30 0 96,727 0 0 5,18,490 4,83,634 1,16,072 0 0 4,06,252 0 0 7,39,766 14,62,508 5,99,706 8,89,886 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. Upon payment at Maturity, the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such amount
so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.

7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions

8. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the I Ganti Murali krishna,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

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Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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