Chap 1
Chap 1
Chap 1
Michelle Antiporda
Ashley Awali
Sheen Mae Bada
Angelito Barite
Shimei Bernaldez
Reymart Ebaya
Shelien Kipkipan
Kent Jirome Magallanes
Kristel Joy Rosete
April 2024
CHAPTER 1
INTRODUCTION
The study explores the relationship between financial constraints and academic
performance among Senior High School students at SJIT. It aims to investigate how
financial difficulties affect the educational outcomes of students in this specific
context. This research seeks to contribute valuable insights into addressing the
challenges faced by students dealing with financial constraints and the impact on
their academic success. With rising educational costs and economic challenges faced
by many families, understanding how financial constraints affect student learning
outcomes is crucial for designing effective interventions and support systems.
Apart from the extensive information on the topic provided by the current
literature, it should be recognized that the issue of financial hardships in the
educational setting has important practical implications. Through targeted
interventions and support systems, such as student financial aid programs,
scholarships, and financial literacy seminars, educational institutions can collaborate
with students to overcome financial barriers and ensure their academic
success.Moreover, collaboration between academic institutions, policymakers, and
the financial sector could contribute to the development and delivery of successful
financial education programs that seek to prepare students to tackle financial
challenges while in school. Investment in financial education also correlates with
better educational outcomes. This would help us to create an educational
environment that is inclusive and fair, providing all students an opportunity to
achieve their full potential academically.
Statement of the Problem
1. What specific financial challenges do senior high school students at SJIT face that
impact their academic performance?
2. How do financial difficulties affect the academic performance of senior high school
students at SJIT?
4. What coping mechanisms do senior high school students at SJIT use to address
financial difficulties?
The researchers believes that the results of the study will be a great benefit
to the following:
Family/ Parents: The study can also benefit parents/family by raising awareness of
the financial stress that students experience in their senior high school life.
Future Researcher : The conducted study will further open doors for future
researchers to refine and expand studies in relation to financial difficulties of
students. This may serve as a source of information about how some students have
financial difficulties of academic performance.
Students : This study is for students how financial problems affect their academic
performance.
Definitions of Terms
Financial: This refers to any financial factors that have an impact on students, such as
income, costs, savings, loans, debts, and availability of financial resources like grants,
scholarships, or parental financial assistance.
Inflation: This relates to the overall upward trend in prices of products and services
over time, which can have an effect on people's and families' purchasing power,
especially those from lower-income backgrounds.
Money: This refers to the cash, assets, and financial resources that students and
their families have at their disposal. These include earnings, allowances, financial aid,
and any other type of financial support or expense related to their academic
endeavors.