Avijit Adhikary PDF

Avijit Adhikary
Address: 8/2/18 Lal Behari Bose Lane Salkia

P.S.- Malipanchgharah, DIST.- HOWRAH
ZIP CODE-711106
Contact No: +919641667832
E-mail: adhikaryavijit319@gmail.com
Career Objective:
Looking forward to achieve a deserving position in the enterprise and become a successful
Operation, Marketing & Administration by exploring my talent, skill and knowledge, by grabbing
an opportunity in a challenging environment, where I can utilize my experience and skill in
contribution effectively to the success of the organization and also for the improvement of my
skill.
To team up with those Finance Personnel, accountable for social development as well as
registering the largest market share among competitors by making best use of my knowledge &
skills. To evolve as a professional through the process of continuous learning thereby creating a
difference to the organization and its value chain.
Career summary:
Area manager in Credit access Grameen Ltd professional with over 14 years of experience managing
financial reporting, consolidation and financial analysis processes for firms, known for strong
organizational, analytical and interpersonal skills.
Highly experienced finance manager with proven competencies in strategic financial planning and
operational management. Noted for strong leadership, team building, mentor ship and
motivational training.
Work Experience:
Worked as a Area Manager at Credit Access Grameen Pvt LTD from 13th Dec,2019 to
29th Apr,2024 (Microfinance loan, Group loan)
 Job Role:
 Managing 7 Branches: Jamalpur, Bhandarhati, Chakdah, Nagarukhra, Gobardanga,
Helancha
 Managing 59 Team Members,7 Branch Manager,52 Loan officer
 Manage the Area i.e. all the branches in the Area in accordance with the policies lay down
by Pandua Area is defined as a collection/Business & Risk of 7branches.
  Responsible for the publicity of the organization at the Area level. He is to
communicate all the loan process and procedures of organization to the people in the
Area.
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  He must sincerely conduct his roles and responsibilities allocated by the Divisional
Manager from time to time.
  Recruit and Train staff at the Area Level.
  Identifying potential areas within existing branches and also exploring new areas for
setting up new branches.
  Monitor the performance of Branch Managers and Field Officer assessing the training
needs for Branch Managers. The Area Manager should also report about the training
requirement of staff to Divisional Manager and Zonal Manager
  should set targets for the Area and motivate the staff to achieve the same.
  Should take excess cash report and transfer cash accordingly. He should ensure that
the branches do not maintain excess cash.
  Visit the problem centers and help the Branch Manager and Field Officer in solving the
problem whenever required.
  Submit Weekly and Monthly reports of his Area at the Head Office.
  Report about various requirements and inputs required for the Branches to achieve
good operational
 Submit explanation for audit report in prescribed format. This report should also include
the actions taken against misconduct or mistakes done.
 Cost saving – Prepared plan for cost saving.
 Vendor Management –meet with different type of vendor for procurement.
 Asset maintained asset movement, new asset procurement & Asset disposal.
 Monitoring to branch for checking with admin related subject.
 Evaluated the exactness and the relevance of the monetary information offered to
administration
 Process and policy Verify in Field, Loan Document Verify and Scrutiny,
 Field Collection Problem Solving and Risks, Political Risks.
 Target & Achievement
 Finance risk/cash/audit/control management
Worked as a Branch Manager in L&T Finance LTD from July,2018 to Dec,2019

Job Role:: Product handling–Group Loan,IGL, Microfinance
1. Managing Team members:6 , Sonamukhi Branch

2. Manage branch operation & face challenging target for achievement
3. Maintain all type of branch operation data & other function.
4. Daily Meeting with staff or Daily Target
5. Team handling, Computerization Group Formation, KYC Verification, Client Verification, Loan
application, credit bureau, Loan Sanction, Disbursement
6. Tracking & control to field staff
7. Control to expenses.
8. Sanction loan to all customer which are eligible.
9. Making GRT & loan assessment for time of loan sanction.
10. Continue contact to upper level for updated news after received communicates to my down
line.
11. Time to time send all type data to my soupier.
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12. Arraigning training session for new trainee to updating branch operation.
13. Maintain all branch documentation, cash related register & also cash related entry.
14. Send disbursement requisition.
15. Updating process & policy about organization
Worked as a Field officer in HDFC Bank LTD from May,2013 to July,2018 (Microfinance
loan)
Job Role: Managing 3 Branches : Diamond Harbour, Kalyani and Jadavpur

 Field Knowledge, Disbursement, OD Cover , Collection Follow up Recover ,
Team handling , Team Management.
 Branch Office Work , Well Brushed In System Work
  Achieve sales target and overall responsibility for collection for every month.
 Maintained timely MIS Report of daily closure & database reflecting the trends &
developments
 Maintaining the cash book, ledger & all others office documents.
Worked as a Field officer in Bandhan Financial Services Pvt Ltd from Nov,2009 to
May,2013(Microfinance loan)
 Job Role: Managing 3 Branches : Bakshi, Bauria and Salap
 Achieve Business Target & collection with maintain quality every month and developed
the Branch.
 To prepare monthly business plan as well as monthly Collection plan for Loan Officers
and delegating the target.
 To Manage 6 – 8 Collection & Sales Executive for time deployment.
 Verified all documents in branch and prepared all register, Voucher & Files for Monthly
Audit.
 Conduct special customer meets, periodically build review and Feedback process to
identify training requirement (soft skills /functional) and enable the same.
 Conducting surprise field visits and checking all field documents while solving problems
of customers.
Education Qualification:
 Completed Bachelor in Commerce From Calcutta University 2009
 Completed HSC fromWest Bengal Council of Higher Secondary Education., in the year
2006
 Completed SSC in West Bengal Board of Secondary Education in 2004
Other Certifications:
 MS WORD, Excel, Power point
 STRENGTHS:
 Ability to Adopt New Environment Quickly.
 Progressive Positive Attitude, Punctuality, Carrier Minded, Sincerity and Honesty.
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 Commitment towards hard work.
 Believe in “leading the team by working with the team”.
 Quick learner and confident
 .Possess excellent team participation skills.
 Ability to motivate myself to perform better all the time.
 Ability to deal with different problems and hard working
 Personal Details:
Father Name : Baidyanath Adhikary

Date of Birth : 14th June 1989
Sex : Male
Nationality : Indian
Languages : English, Hindi, and Bengali
DECLARATION:
I hereby solemnly affirm that all the details provided above are true to the best of my knowledge
Date:
Place:
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Avijit Adhikary

Address: 8/2/18 Lal Behari Bose Lane Salkia

Worked as a Branch Manager in L&T Finance LTD from July,2018 to Dec,2019

1. Managing Team members:6 , Sonamukhi Branch

Job Role: Managing 3 Branches : Diamond Harbour, Kalyani and Jadavpur

Father Name : Baidyanath Adhikary

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