IBITOMI TAIWO

The intricate interplay between the realm of Decentralized Finance (DeFi) and the well-established domain of traditional banking constitutes a captivating narrative of convergence, divergence, and potential collaboration. This paper embarks on a comprehensive exploration of the multifaceted interactions between these two financial landscapes, seeking to decipher whether they are destined for convergence or if their collision is inevitable. Decentralized Finance, or DeFi, represents a paradigm shift in the financial sector. Empowered by blockchain technology and smart contracts, DeFi platforms offer innovative solutions for lending, borrowing, trading, and more. Meanwhile, traditional banking, with its longstanding institutional framework, has served as the cornerstone of financial services. However, the emergence of DeFi has challenged the established norms, questioning the necessity of intermediaries and centralization. The convergence hypothesis suggests a future where DeFi and traditional banking coalesce, fusing the innovation and accessibility of DeFi with the stability and regulatory oversight of traditional banking. This path envisions traditional financial institutions adopting DeFi technologies to streamline operations and enhance efficiency, ultimately benefiting consumers with faster, cheaper, and more inclusive services. Conversely, the collision theory posits that the inherent differences between DeFi and traditional banking-decentralization vs. centralization, innovation vs. regulation-will lead to clashes that hinder harmonious integration. Regulatory challenges, legal uncertainties surrounding smart contracts, and the potential for market disruptions www.scholink.org/ojs/index.php/eprd

This study examines nexus between entrepreneurship education and employability skills of tertiary institution students in Ilorin metropolis. To establish this, two research questions were raised for the study. The target population for the study comprised students of Kwara state College of Education, Ilorin. One hundred and eighty students were randomly selected. A structured questionnaire was designed as the instrument for data collection. Regression analysis statistical method at 0.05 level of significance was used to test the formulated hypotheses. The study revealed that entrepreneurship curriculum contents contain information on how students can identify and shape opportunities, new business concepts and bring through entrepreneurship among students of tertiary institution in Ilorin Metropolis. This study concluded that entrepreneurship education is a good policy on employability skills acquisition among students which makes them to be self-sustenance after graduation. The stud...

Evidence revealed that mineral resources are available in large quantities and distributed across the country but the strategies for exploration has been the major obstacles to the success in Nigeria. This paper therefore, studies the problem and strategies for exploration of solid mineral resources in Nigeria. The objectives of the study is to examine the problems of solid mineral in Nigeria, the strategies for exploration of solid mineral in Nigeria and the way to attract investors to the sector for optimal exploration. Based on the findings of this study, the problems of solid minerals in Nigeria are inadequate basic infrastructural, illegal mining, unfavorable laws in the sector, high capital outlay, inadequate professional in the sector and many more. The strategies that can be used for exploration of solid mineral in Nigeria should includes resource control policy, exploration of mineral resources should be private sector, the tenure of the private miners should be secured and...