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Francis Enu-Kwesi
  • Cape Coast, Central Region, Ghana
Poverty is a global development challenge. However, its incidence and prevalence rates are higher in specific regions of the global South. To this end, one of the ways to appreciate the dynamics of poverty is to situate the discussion... more
Poverty is a global development challenge. However, its incidence and prevalence rates are higher in specific regions of the global South. To this end, one of the ways to appreciate the dynamics of poverty is to situate the discussion within the context of geography. Whereas studies are showing that several geographic poverty traps exist in the global South previous scoping reviews did not give the geography of poverty sufficient consideration, and those that attempted did not cover the entire global South. Consequently, this study draws on the extensive data and literature on global incidences and prevalence of poverty to investigate the geographies of poverty in the global South. To achieve this, a scoping review was conducted using PRiSMA-ScR criteria. The review revealed that sub-Saharan Africa and Southeast Asia were the hotspots of poverty, with deterministic and possibilistic elements accounting for the phenomenon. It is proposed that enough consideration be given to geographical variables when designing poverty reduction programmes to achieve equity in the fight against global poverty.

IMPACT STATEMENT
Poverty poses a significant global challenge, particularly prevalent in specific regions of the global South, commonly referred to as developing countries. Crafting an efficient poverty reduction strategy necessitates pinpointing the geographic concentrations of impoverished populations and understanding the factors contributing to their predicament. Adopting a geographical perspective of poverty is essential in this regard. Evidence suggests that poverty is predominantly concentrated in sub-Saharan Africa and Southeast Asia. The root causes of poverty in these regions stem from the interplay between physical conditions, human activities, and the environmental context in which communities reside. Consequently, practical poverty reduction efforts in developing nations must tailor programmes to target impoverished populations based on their geographical locations while addressing their unique environmental challenges.
Organising has been suggested as one way to achieve decent working conditions among informal workers. This study examines how informal workers in Ghana are using organising as a catalyst for improving their working conditions. The study... more
Organising has been suggested as one way to achieve decent working conditions among informal workers. This study examines how informal workers in Ghana are using organising as a catalyst for improving their working conditions. The study adopted an exploratory qualitative research design, using interviews, focus group discussions, documentary review and observation. Qualitative interpretative analysis methods were used to analyse the data. The study found that welfare-based organisations served as a catalyst for trade union organising among quarry workers. Despite the challenges confronting them in organising, informal quarry workers were able to improve their working conditions through a collective agreement with management. Specific indicators of work improvement included appointment letters for job security, hours of work and overtime, wages and salary (compensation), and training and development of workers to enhance their skills and competencies. The study concluded that organis...
Supplemental Material, APPENDIX for Determinants of research collaboration towards a knowledge-based economy in Ghana by Mavis S. B. Mensah, and Francis Enu-Kwesi in Industry and Higher Education
The emergence of social cash transfers, including Livelihood Empowerment Against Poverty (LEAP) scheme, in Ghana was due to the need to mitigate poverty. However, prior assessment studies focused on the entirety of the programmes, and not... more
The emergence of social cash transfers, including Livelihood Empowerment Against Poverty (LEAP) scheme, in Ghana was due to the need to mitigate poverty. However, prior assessment studies focused on the entirety of the programmes, and not solely on assessing the utilisation of grants from such programmes. Consequently, this study examined the utilisation of the LEAP grant, by employing a cross-sectional study design. A sample of 302 LEAP beneficiaries was selected by means of stratified random sampling. Data from beneficiaries were gathered via a questionnaire, while an interview guide was used to collect supporting evidence from key informants. Analysis of data involved descriptive statistics, cross-tabulations, chi-square test of independence and thematic analysis. The study found that beneficiaries spent their LEAP grant on both consumption and investments, with consumption appearing dominant. Overall, beneficiaries utilised the grant in meeting their basic needs. It is, therefor...
This paper discusses the factors which affect access to financial support by small and medium enterprise (SMEs) in Sekondi-Takoradi. Financial resources are crucial in the life of all businesses including SMEs. However, access to... more
This paper discusses the factors which affect access to financial support by small and medium enterprise (SMEs) in Sekondi-Takoradi. Financial resources are crucial in the life of all businesses including SMEs. However, access to financial support comes with the problems of information asymmetry, moral hazard and adverse selection. The factors that influence access to financial support are investigated using a non-interventional cross-sectional study design. Quantitative data were collected from 303 randomly selected SMEs using interview schedules, while qualitative data, using an interview guide, were obtained from 21 institutions offering financial support to SMEs in Sekondi- Takoradi. With the use of interpretations of the qualitative data, and descriptive statistics including cross tabulations, the results showed that interest rates, collateral, guarantors and, business and financial information, and financial literacy play a role in the access of institutional financial support...
The purpose of this study was to analyse the determinants of the intention of academic researchers to collaborate on research projects with the carriers of innovation. An explanatory sequential mixed-methods approach was employed to... more
The purpose of this study was to analyse the determinants of the intention of academic researchers to collaborate on research projects with the carriers of innovation. An explanatory sequential mixed-methods approach was employed to analyse survey data from 266 stratified sampled researchers and 11 key informants from different disciplines in two of Ghana’s public universities. Analysis of variance results showed a quite high intention to collaborate, with no statistically significant differences across disciplines. Regression results indicate that attitude was the leading predictor of intention to collaborate, and it was explained by the conviction and relevance attached to the capacity of research collaboration to speed up career advancement, to be a source of income and to be a means of advancing research work. Perceived behavioural control, explained by research capability and boundary-spanning skills, and environmental possibility, made up of funding, reward and administrative ...
Translation of the abstract into Arabic. (PDF 321 kb)
doi:10.4314/gjds.v9i1.6 In order for the people of a country or district to achieve their individual aspirations and collectively contribute toward development they need to be entrepreneurial. This requires some form of training and... more
doi:10.4314/gjds.v9i1.6 In order for the people of a country or district to achieve their individual aspirations and collectively contribute toward development they need to be entrepreneurial. This requires some form of training and education in order to develop the relevant skills, knowledge and attitudes requisite for meaningful employment. Using descriptive statistics, this paper examines the links between unemployment situation and youth enterprise in the Ajumako-Enyan-Essiam District (AEED) in the Central Region, one of the four poorest administrative regions of Ghana. It found that majority of the youth had at most secondary education, and were unemployed, under-employed or self-employed in informal micro-enterprises. Though entrepreneurial opportunities existed in the District, the youth were adequately involved in the requisite entrepreneurship training programmes that would enable them to take advantage of the existing opportunities in order to reduce youth unemployment or ...
Microfinance conventional role of providing micro loans have expanded to include non-financial services that address broader social goals. The paper examines the features of microfinance services in the contemporary microfinance and... more
Microfinance conventional role of providing micro loans have expanded to include non-financial services that address broader social goals. The paper examines the features of microfinance services in the contemporary microfinance and development sector. The study employed cross-sectional approach. Data was gathered from 361 beneficiaries and 13 officers using the mixed method. Data analysis comprising both quantitative and qualitative methods, descriptive and inferential statistics, transcribing of individual narratives were used. Findings from the study indicated that the features of Sinapi Aba Trust (SAT) comprised financial and non-financial International Journal of Economics, Commerce and Management, United Kingdom Licensed under Creative Common Page 465 services which indicated an expanded mission of SAT. Thus, SAT programme has expanded beyond the traditional service of giving out loans for economic activities to related financial products such as compulsory savings, remittance...
Microfinance institutions operate with the underlying philosophy that providing easier access to financial services for low income earners can result in increased incomes and business capital of beneficiaries to assist in reducing income... more
Microfinance institutions operate with the underlying philosophy that providing easier access to financial services for low income earners can result in increased incomes and business capital of beneficiaries to assist in reducing income inequality. This paper sets out to examine financial intermediation theory, through microfinance services, to expound its effects on incomes of beneficiaries of Sinapi Aba Trust (SAT) microfinance institution and provides empirical evidence on how microfinance services affect the incomes and business capital of beneficiaries in Ghana. The cross sectional approach was used to collect data from 361 beneficiaries. Both quantitative and qualitative tools were used, and the findings indicate that SAT services led to improvements in beneficiaries incomes. Even though most of the SAT beneficiaries were classified under the lower middle income group, they were earning incomes higher than the national average for the lower middle income group. Beneficiaries ...
Governments and development agencies have used several microfinance programmes to fight poverty. However, these programmes can only be sustainable if loans are repaid, because non-payment of loans can deny the poor of access to future... more
Governments and development agencies have used several microfinance programmes to fight poverty. However, these programmes can only be sustainable if loans are repaid, because non-payment of loans can deny the poor of access to future credit, and reduce the interest income, profits and on-lending funds of financial institutions whose major asset is loans. This study examined the effects of borrower characteristics on loan repayment of participants in the Credit With Education Programme (CWE) implemented in the Tamale Metropolis. Cross sectional data collected from 375 borrowers were analyzed using a logistic regression model. Results of the estimation indicate that repayment is positively influenced by age, access to market and number of loans received but negatively influenced by household size of borrowers. The study recommended replication of the CWE programme by other MFIs, but called for intensification of screening of borrowers by peers and increased education on market access...
The rate of agricultural land conversion in peri-urban communities due to peri-urbanisation and inefficient use of agricultural lands has raised concerns at both local and global levels. This paper surveys the literature and synthesises... more
The rate of agricultural land conversion in peri-urban communities due to peri-urbanisation and inefficient use of agricultural lands has raised concerns at both local and global levels. This paper surveys the literature and synthesises the key arguments for and against peri-urbanisation. A review of the literature demonstrates that the focal arguments focus on employment, diversification and intensification of agriculture, cash-income activities, livestock rearing, access to goods and services, unsanitary conditions, social vices, weakening social relations, deforestation, high cost of living, and out-migration. We conclude that peri-urbanisation brings about the betterment of living conditions and at the same time displaces local livelihoods, while breeding poverty for local residents. Hence, we recommend the design and implementation of policies that will secure agriculture lands, while promoting urban activities to enable farmer households to cultivate their land and at the same...
Corruption is a transnational issue and these trans-national dimensions, in addition to the existing national manifestations, are creating additional challenges for developing countries. Consequently, apart from being a crime, corruption... more
Corruption is a transnational issue and these trans-national dimensions, in addition to the existing national manifestations, are creating additional challenges for developing countries. Consequently, apart from being a crime, corruption is also considered as a development issue that countries like Ghana and others in Africa have been grappling with for decades. Using mostly reviews of secondary data and anecdotal evidence, it is argued in this paper that corruption invariably weakens the state and its ability to promote development and social justice, increases transaction costs and uncertainty in an economy while lowering efficiency. Corruption has a complex mix of stakeholders, perpetrators and victims, and combating it will require the efforts of all the stakeholders, from institutions, public interest groups, civil society, traditional and religious leaders, and particularly the youth. It will take time to control but given the political will to fight it and an environment of t...
Modernisation theory regards inhabitants of traditional societies as dogmatic, uncreative, and superstitious and therefore faults them for the moribund development in their communities. On the other hand, modern society dwellers are seen... more
Modernisation theory regards inhabitants of traditional societies as dogmatic, uncreative, and superstitious and therefore faults them for the moribund development in their communities. On the other hand, modern society dwellers are seen as traditional deviates, which are progressive, innovative, and adventurous and can create open doors for technological prowess and development in their communities. However, some indigenous knowledge researchers have contested the criticisms of modernisation theorists, arguing that local people cling to their traditional culture to foster its reinvigoration. In the field of agriculture, this group of researchers advance that farmers promote traditional farming practices to improve the lot of rural inhabitants. This notwithstanding, market economists reiterate that such people have become economically unviable and therefore cannot benefit from modern development. This book, therefore, examines the veracity of such propositions with regard to technol...
This research analysed the role played by budgeting as practiced in the district assemblies of Ghana towards service delivery. The research adopted a mixed-method research design where qualitative and quantitative data were gathered using... more
This research analysed the role played by budgeting as practiced in the district assemblies of Ghana towards service delivery. The research adopted a mixed-method research design where qualitative and quantitative data were gathered using questionnaires, interviews, focus group discussions and document analysis. The study used multistage sampling to pick the respondents for the questionnaires, key interview informants and the participants in the focus group discussions. Thirty four out of 170 district assemblies which existed by 2008 were sampled. Participants in the study included 612 District Assembly (DA) officials, 1020 citizens, 28 national/regional officials and 20 participants in focus group discussions. Quantitative data, measured by using scaled-items, were analysed using descriptive statistics and regression while qualitative data were examined thematically. The findings showed that citizens rated service delivery poorly, while district assembly officials rated service del...
The focus of this paper was to examine perceptions of succession planning by owners/founders of family businesses and its importance in ensuring the continuity and prosperity of businesses in the WaMunicipality,Ghana. An interview... more
The focus of this paper was to examine perceptions of succession planning by owners/founders of family businesses and its importance in ensuring the continuity and prosperity of businesses in the WaMunicipality,Ghana. An interview schedule was used to collect data from arandomsample of 205 enterprisesout of 440 family businesses, and these data were analysed by using descriptive and inferential statistics. The findings indicate that majority (94.1%) of owners/founders perceive business planning as an important skill, while the ability to develop a business strategy has a positive impact on succession and leads to continuity.Owners/founders with high level of formal education tend to have positive perception of the importance of succession planning and business continuity as compared with those with lower levels of formal education. Majority of owners/founders perceive that business continuity benefits the founder, the successor, the family and other stakeholders. It is therefore rec...
The rate of agricultural land conversion in peri-urban communities due to peri-urbanisation and inefficient use of agricultural lands has raised concerns at both local and global levels. This paper surveys the literature and synthesises... more
The rate of agricultural land conversion in peri-urban communities due to peri-urbanisation and inefficient use of agricultural lands has raised concerns at both local and global levels. This paper surveys the literature and synthesises the key arguments for and against peri-urbanisation. A review of the literature demonstrates that the focal arguments focus on employment, diversification and intensification of agriculture, cash-income activities, livestock rearing, access to goods and services, unsanitary conditions, social vices, weakening social relations, deforestation, high cost of living, and out-migration. We conclude that peri-urbanisation brings about the betterment of living conditions and at the same time displaces local livelihoods, while breeding poverty for local residents. Hence, we recommend the design and implementation of policies that will secure agriculture lands, while promoting urban activities to enable farmer households to cultivate their land and at the same...
The study examines the importance of employee retention to the attainment of organisational goals at the Ghana Commercial Bank (GCB), Kumasi branch offices. Using a quantitative research design, specifically a correlational study design,... more
The study examines the importance of employee retention to the attainment of organisational goals at the Ghana Commercial Bank (GCB), Kumasi branch offices. Using a quantitative research design, specifically a correlational study design, 98 out of the 111 members of staff were selected for the. The data were analysed with hierarchical multiple regression tools in the Statistical Product and Service Solutions Software (version 17). The findings of the study revealed that among all independent and mediating variables of the study, job satisfaction and employee retention were the highest contributors to the attainment of organisational goals. In addition, human resource factors and organisational factors also contributed to the attainment of organisational goals. However, their contribution was stronger when they were mediated by job satisfaction, commitment and employee retention. It is recommended that employees and branch managers should pay more attention to organisational factors,...
Governments and development agencies have used several microfinance programmes to fight poverty. However, these programmes can only be sustainable if loans are repaid, because non-payment of loans can deny the poor of access to future... more
Governments and development agencies have used several microfinance programmes to fight poverty. However, these programmes can only be sustainable if loans are repaid, because non-payment of loans can deny the poor of access to future credit, and reduce the interest income, profits and on-lending funds of financial institutions whose major asset is loans. This study examined the effects of borrower characteristics on loan repayment of participants in the Credit With Education Programme (CWE) implemented in the Tamale Metropolis. Cross sectional data collected from 375 borrowers were analyzed using a logistic regression model. Results of the estimation indicate that repayment is positively influenced by age, access to market and number of loans received but negatively influenced by household size of borrowers. The study recommended replication of the CWE programme by other MFIs, but called for intensification of screening of borrowers by peers and increased education on market access...
Development practitioners in recent times have recognised that the general factors of production determine only partially the process of economic growth because they overlook the way in which economic actors interact and organise... more
Development practitioners in recent times have recognised that the general factors of production determine only partially the process of economic growth because they overlook the way in which economic actors interact and organise themselves to generate economic growth. In 2006, the World Bank publication cited developing countries as having the least amount of intangible capital compared to the developed nations. However, among the components of intangible capital, social capital has attracted considerable attention among social scientists in general and development economists in particular because there is growing evidence that social capital can have impacts on development outcomes. Using primarily desk studies, the paper examines current literature on social capital and how they provide some answers to the missing link in Ghana’s development. We conclude that while micro-level social capital is important and predominates in Ghana’s development, its success largely depends on macr...
This research analysed the role of budgeting as practised in the Ghanaian public sector towards service delivery. The research adopted a mixed-method research design where qualitative and quantitative data were gathered using... more
This research analysed the role of budgeting as practised in the Ghanaian public sector towards service delivery. The research adopted a mixed-method research design where qualitative and quantitative data were gathered using questionnaires, interviews, focus group discussions, and document analysis. The study used multistage sampling to pick the respondents for the questionnaires, key interview informants, and the participants in the focus group discussions. Thirty four out of 170 district assemblies that existed by 2008 were sampled. Participants in the study included 612 District Assembly (DA) officials, 1020 citizens, 28 national/regional officials, and 20 participants in focus group discussions. Quantitative data, measured using Likert scale questionnaire items, were analysed using descriptive statistics and regression, while qualitative data were examined thematically. The findings showed that citizens rated service delivery poorly, while district assembly officials rated service delivery as satisfactory. The study established that budgeting practices had a positive and significant influence on service delivery. The study findings have significant implications on the public administrators, citizens and scholars as it established the importance of proper budgeting practices if the public sector decentralised governments and agencies will be able to deliver satisfactory services to the public, especially in the African context.
This paper discusses access to financial support and business success of small and medium enterprises in the Sekondi-Takoradi Metropolis, Ghana, given the current emphasis on local content in the oil and gas sector. Using a descriptive... more
This paper discusses access to financial support and business success of small and medium enterprises in the Sekondi-Takoradi Metropolis, Ghana, given the current emphasis on local content in the oil and gas sector. Using a descriptive survey design, interview schedules were adopted to collect data from 303 enterprises that were selected from a list of 1547 provided by the Business Advisory Centre of the National Board for Small Scale Industries (NBSSI). Checklists were also used to elicit qualitative information from 21 support institutions. Descriptive statistics, supported with chi-square analysis were used to examine the quantitative data, while the qualitative data were mostly categorized. The evidence showed that enterprises that had accessed financial support also received training from the support institutions were relatively more successful than those who had not accessed support. Those businesses that could not access support and were not successful were advised to open bu...
The emergence of social cash transfers, including Livelihood Empowerment Against Poverty (LEAP) scheme, in Ghana was due to the need to mitigate poverty. However, prior assessment studies focused on the entirety of the programmes, and not... more
The emergence of social cash transfers, including Livelihood Empowerment Against Poverty (LEAP) scheme, in Ghana was due to the need to mitigate poverty. However, prior assessment studies focused on the entirety of the programmes, and not solely on assessing the utilisation of grants from such programmes. Consequently, this study examined the utilisation of the LEAP grant, by employing a cross-sectional study design. A sample of 302 LEAP beneficiaries was selected by means of stratified random sampling. Data from beneficiaries were gathered via a questionnaire, while an interview guide was used to collect supporting evidence from key informants. Analysis of data involved descriptive statistics, cross-tabulations, chi-square test of independence and thematic analysis. The study found that beneficiaries spent their LEAP grant on both consumption and investments, with consumption appearing dominant. Overall, beneficiaries utilised the grant in meeting their basic needs. It is, therefor...
The Livelihood Empowerment Against Poverty (LEAP) programme was established in Ghana to tackle poverty, yet studies on LEAP yielded inconclusive results on its effects. This article reports on an assessment of the effects of LEAP on... more
The Livelihood Empowerment Against Poverty (LEAP) programme was established in Ghana to tackle poverty, yet studies on LEAP yielded inconclusive results on its effects. This article reports on an assessment of the effects of LEAP on poverty reduction, using an “after-only” study design. Results suggest that beneficiaries saw improvement in food consumption, income levels, savings levels, access to healthcare, and school attendance following participation in LEAP. The study concludes that LEAP contributed to poverty reduction as it enhanced beneficiaries’ living conditions. It  recommends that LEAP targeting be based on the
Ghana National Household Registry’s database to eliminate inclusion errors.
Social cash transfers as a strategy for poverty reduction acquired prominence in Latin America but spread later to the rest of the developing world because earlier poverty reduction strategies did not make many gains. Most studies on cash... more
Social cash transfers as a strategy for poverty reduction acquired prominence in Latin America
but spread later to the rest of the developing world because earlier poverty reduction strategies
did not make many gains. Most studies on cash transfer schemes seem tilted towards evaluating
their impacts while neglecting the arguments surrounding their design and operations. As
such, this paper reviews some of the debates that engulf social cash transfers as a form of social
assistance. The review showed that debates about social cash transfers generally centre on
targeting, affordability, conditionalities, poverty reduction ability, utilisation of cash, market
effect, cash versus food stamp, and dependency. It is concluded that the debates are crucial as
they lay the pedestal upon which policy makers take the decision as to whether to set up, change
or end an existing cash transfer programme.
Research Interests:
In order for the people of a country or district to achieve their individual aspirations and collectively contribute toward development they need to be entrepreneurial. This requires some form of training and education in order to develop... more
In order for the people of a country or district to achieve their individual aspirations and collectively contribute toward development they need to be entrepreneurial. This requires some form of training and education in order to develop the relevant skills, knowledge and attitudes requisite for meaningful employment. Using descriptive statistics, this paper examines the links between unemployment situation and youth enterprise in the Ajumako-Enyan-Essiam District (AEED) in the Central Region, one of the four poorest administrative regions of Ghana. It found that majority of the youth had at most secondary education, and were unemployed, under-employed or self-employed in informal micro-enterprises. Though entrepreneurial opportunities existed in the District, the youth were adequately involved in the requisite entrepreneurship training programmes that would enable them to take advantage of the existing opportunities in order to reduce youth unemployment or under-employment. It concludes that though the youth have entrepreneurial potentials, their low educational attainment has been a challenge to training. It has therefore been suggested that the District Assembly encourages training and educational institutions that incorporate entrepreneurship in their curriculum in order to provide trainees with the needed knowledge, skills and competencies for employment.
Research Interests:
"ABSTRACT "The study was designed to examine the contribution of Kakum Rural Bank (KRB) to poverty reduction in the Komenda-Edina-Eguafo-Abrem Municipality (KEEA). Te study employed descriptive and evaluative designs. All four... more
"ABSTRACT "The study was designed to examine the contribution of Kakum Rural Bank (KRB) to poverty reduction in the Komenda-Edina-Eguafo-Abrem Municipality (KEEA). Te study employed descriptive and evaluative designs. All four agencies in the KEEA municipality were included in the study. The systematic random sampling technique was used to draw 370 customers and 14 members of staff of Kakum Rural Bank who were purposively sampled for the study. Questionnaires were principally used to collect data from respondents. Graphs and tables were used to present descriptive aspects of the results while non-parametric inferential procedure was used to present the evaluative aspect. The results of the study revealed that KRB, with its financial and non-financial services, has helped in poverty reduction in the KEEA Municipality. Data gathered from the respondents showed a significant improvement in most of the poverty indicators, with the exception of provision of potable water and clothing for families. Judging by the potential that KRB has for reducing poverty, it is recommended that the bank should expand its coverage in the municipality. KEY WORDS: rural, banks, poverty, reduction, financial, Ghana ""

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