Prateek Soni is eligible for a personal loan of up to ₹2,50,000 from HDFC Bank. The loan has a tenure of 5 years and an interest rate of 12% per annum. The monthly EMI would be ₹5,561 and the total amount to be repaid is ₹3,33,660. There are processing charges of ₹3,499 plus applicable taxes.
Prateek Soni is eligible for a personal loan of up to ₹2,50,000 from HDFC Bank. The loan has a tenure of 5 years and an interest rate of 12% per annum. The monthly EMI would be ₹5,561 and the total amount to be repaid is ₹3,33,660. There are processing charges of ₹3,499 plus applicable taxes.
Prateek Soni is eligible for a personal loan of up to ₹2,50,000 from HDFC Bank. The loan has a tenure of 5 years and an interest rate of 12% per annum. The monthly EMI would be ₹5,561 and the total amount to be repaid is ₹3,33,660. There are processing charges of ₹3,499 plus applicable taxes.
Prateek Soni is eligible for a personal loan of up to ₹2,50,000 from HDFC Bank. The loan has a tenure of 5 years and an interest rate of 12% per annum. The monthly EMI would be ₹5,561 and the total amount to be repaid is ₹3,33,660. There are processing charges of ₹3,499 plus applicable taxes.
Salaried - No pre- payment in Part or Full permitted until repayment of 12 EMIs
13-24 months - 4% of principal outstanding,
Pre-payment 25-36 months -
Charges (on 3% of principal principal outstanding, outstanding) / Part- payment Charges >36 months - [on part-payment 2% of principal amount] outstanding
(Part-payment allowed up to 25% of Principal Outstanding. It is allowed only once in the "nancial year and twice during the loan tenure.)
Repayment mode Rs. 500/-
change charges
NIL for cancellation
of Loan (However client would be charged interest for the interim period between date of Loan Cancellation loan disbursement Charges and loan cancellation and Processing Fees would be retained.). Rs. 1000/- for rebooking the loan.
Stamp Duty & As per applicable
Other Statutory laws of the state Charges
Default Interest/ 2% per month
Overdue EMI interest (for the over- due period on EMI / Principal overdue)
Legal/Incidental At actuals Charges
Date on which 31st May
annual outstanding balance statement will be issued
Government taxes and other levies as
applicable will be charged over and above the Fee and Charges. Loan disbursal at the sole discretion of HDFC Bank Ltd.
APPLY FOR LOAN
NEED HIGHER LOAN AMOUNT
New Annual Percentage Rate offered to customer during the period of
1st July 22 To 30th Sept 22. Min APR - 10.24%. Max APR - 24.15%. ^T&C apply. Loan disbursal at sole discretion of HDFC Bank Ltd. HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013. Tel: 91 - 22 - 6652 1000
