Fiqh Zakah

The purpose of this research is to discuss ZISWAF (Zakat, Infaq, Shodaqah and Waqf) which involves collecting technology or better known as digitizing ZISWAF, The background of this study is because the potential of ZISWAF in Indonesia, as a country with the largest muslim population, still far from its realization which only reached 2 percent based on the data from 2011 to 2016. In the current industrial 4.0 era, smartphones and access to digital financial technology are common features for the society. Therefore, making ZISWAF collection and distribution through financial technology platform should not be difficult. The technology assistances also enable more accountable and more transparant transaction which is become important features for social fund governance. By using literature review method, this paper built ZISWAF's acquisition strategy that has been launched nationally.

1 Pendahuluan Zakat, infak, sedekah dan wakaf (ZISWAF) adalah sebuah instrumen keuangan soasial Islam, yang memungkinkan adanya distribusi aliran kekayaan dari tangan orang kaya kepada orang miskin.[1] ZISWAF di samping memiliki dimensi ekonomi adalah merupakan sebuah kewajiban dan sebuah nilai ibadah yang berpahala. Bahkan dalam prespektif ilmu ekonomi, ZISWAF dapat pula dijadikan instrumen utama kebijakan fiskal. Meskipun sangat disayangkan bahwa hingga saat ini belum ada satu negara Islam pun di dunia ini yang menjadikan ZISWAF sebagai instrumen utama kebajikan fiskal. Serangkaian dengan instrumen zakat yang merupakan kewajiban ada juga instrumen yang berhukum sunah yakni infak, sedekah, dan wakaf, yang jamak disingkat menjadi Ziswaf (zakat, infak, sedekah, dan wakaf). Tatakelolanya biasa dilaksanakan menjadi satu badan meski mekanisme perolehan dan pendistribuasiannya berbeda sesuai dengan syariah Islam. Di Indonesia permasalahan yang timbul padahal jumlah penduduk mayoritas muslim terbesar di dunia yakni adanya celah yang sangat besar antara potensi dan perolehan ziswaf. Selain itu, juga permasalahan pendistribusiannya juga belum bisa maksimal. Strategi untuk mengurangi celah tersebut adalah dengan cara digitalisasi proses penerimaan dan pendistribuasian serta pelaporan ziswaf, diharapkan denagn adanya digitalisais ziswaf ini bisa mempersempit celah yang ada. Dunia zakat, infak, shadaqah dan wakaf sekarang mengalami perkembangan yang selaras dengan kemajuan teknologi. Teknologi digital telah dimanfaatkan dalam proses pengumpulan dan distribusi, manajemen, dan sebagai alat untuk pendidikan zakat. Pada sisi pengumpulan ada tiga platform digital yang tersedia untuk megumpulkan dana zakat, infaq, dan sedekah.

[2] CIFET 2019, September 21-22, Sidoarjo, Indonesia

Poverty has always been a great problem that hinders the sustainable human development efforts in the world with Nigeria not being an exception. In Nigeria, the northern region is considered to be the poorer as compared to other parts of the country. Studies indicate that poverty has doubled in more than 84 percent of northern communities since 1980. Many different policies and programmes to cope poverty in the country have been embarked upon by successive governments of the country, yet the poverty index in the region is rising and not in any way showing signs of decreasing, posing formidable threats to the welfare of Nigerians and sustainable development of the country. Despite the relevance of religion in the region, Islamic measures for eradicating poverty were neglected. Against this backdrop, the paper sought to explore the Islamic strategies of alleviating poverty through the Institutions of Zakat and Waqf. The paper examined the concept of poverty. It also discussed the poverty and its deteriorating effect in Northern Nigeria. The definition, legality and significance of administration of Zakat and al-waqf were also examined. The study revealed that institutionalisation of Zakat and al-waqf as an alternative strategy would provide the foundations for sustainable development while improving the living standards of populace which is in line with the fundamental objectives and directive principles of a state policy contain in chapter two of the 1999 constitution of the federal republic of Nigeria.

The purpose of this research is to discuss ZISWAF (Zakat, Infaq, Shodaqah and Waqf) which involves collecting technology or better known as digitizing ZISWAF, The background of this study is because the potential of ZISWAF in Indonesia, as a country with the largest muslim population, still far from its realization which only reached 2 percent based on the data from 2011 to 2016. In the current industrial 4.0 era, smartphones and access to digital financial technology are common features for the society. Therefore, making ZISWAF collection and distribution through financial technology platform should not be difficult. The technology assistances also enable more accountable and more transparant transaction which is become important features for social fund governance. By using literature review method, this paper built ZISWAF's acquisition strategy that has been launched nationally. 1 Pendahuluan Zakat, infak, sedekah dan wakaf (ZISWAF) adalah sebuah instrumen keuangan soasial Is...

The collection and distribution of zakat as an instrument for poverty reduction (poverty alleviation) over the years pretty much studied in the economic literature, Islam. In fact, zakat is one of the earliest instruments of Islamic public finance. In practical terms, the management of zakat still requires management to alleviate poverty in many countries, especially in Indonesia and Brunei Darussalam. This study found their uniqueness in zakat management for poverty alleviation programs as the main agenda in the managements of zakat in Indonesia and Brunei Darussalam. Zakat management is applied to both these countries were able to reduce the level of poverty.