- Abuja, Nigeria
- +2348169868583
- Nasarawa State University, Keffi, Entrepreneurship, Faculty Memberadd
- Business Administration, Marketing, Corporate Strategy, Sustainable Competitive Advantage, Corporate Governance, Marketing Strategy, and 49 moreBusiness Management, Strategy (Business), Entrepreneurship, Strategic Management, Strategic Planning, Strategic Brand Management, Strategic Human Resource Management, Strategic Communication, Organizational Behavior, Leadership Development, Educational Leadership, Innovation statistics, Leadership, Global Leadership, International Business, International Management, Organizational Change, Organizational Development, International Trade, Africa, Sustainable Development, Technological change, Marketing Research, Transition Economies, Communication, Business & Ethics, Market Research, International & Intercultural Communication/Marketing, Corporate Social Responsibility, Human Rights, Philosophy Of Law, Soft Law, Business Ethics, Natural Law, International Law, Ethics and economics, Virtue Ethics, International Strategy, Global Economic Governance, Consumer Behavior, Globalization, Environmental Sustainability, Entrepreneurship Education, Start-ups and Scalability in Entrepreneurial ventures, Micro and Small Business Entrepreneurship, Entreprenuership, Social Entrepreneurship, Corporate Entrepreneurship, and Academic entrepreneurshipedit
- Assoc. Prof. Hauwa is a Lecturer at Nile University of Nigeria. She graduated from Bayero University Kano with a De... moreAssoc. Prof. Hauwa is a Lecturer at Nile University of Nigeria. She graduated from Bayero University Kano with a Degree in Business Administration and went on to attain an MBA at the prestigious Ahmadu Bello University, Zaria. She later obtained a PhD in Business Administration from the Nasarawa State University, Keffi.
A lady of intellect, determination, and creativity. Hauwa specializes in vast areas of Management including - Corporate Governance, Human Resource Management, Marketing, Organisational Behaviour, Strategic Management and Entrepreneurship. She is well-travelled and has fond memories of time in Zambia, United Kingdom, United Arab Emirates, Kingdom of Saudi Arabia, and the United States.
Dr. Hauwa has participated in numerous domestic and foreign capacity building programs. She joined the academic profession after five years of training experience at Peugeot Automobile Nigeria as a Facilitator in Management & Marketing. She is a certified trainer of Centre for Management and Development. She went on to be a lecturer in the Department of Business Administration, Nasarawa State University Keffi. She later on transitioned to the new Department; Entrepreneurship Department, where she was given the position as the Deputy Director, Entrepreneurship Development Centre, Keffi, Nasarawa State. She is currently working at the National Institute for Legislative Studies (NILS) as the Assistant Manager/Researcher, Postgraduate Programmes. Her greatest accomplishment to date is being the Initiator, Co-founder, Chairperson Board of Trustees, Emerging Young Entrepreneur (EYE) Initiative, which is a not-for-profit organization that looks into motivating and inspiring African Youths to venture into Agribusiness.edit
This study adopted a quantitative technique to examine the impact of green entrepreneurship on the sustainable development of African nations. It reviewed thematically proof from 45 previous works that examined the effect of green product... more
This study adopted a quantitative technique to examine the impact of green entrepreneurship on the sustainable development of African nations. It reviewed thematically proof from 45 previous works that examined the effect of green product or service offering on social progress index.in Africa. It also found that adopting a single theory is insufficient to explain the rationale of the relationships between green entrepreneurship and sustainable development. While most studies adopted secondary data, future studies may focus on using primary data and other methods instead of regression or multiple regression analysis. From the findings, product or service offering positively correlates the green innovation and green product. In conclusion, the priory expectations were found to be positive outcomes because of the correlations among the moderating variable, explanatory variable and response variables. Hence, the regression model revealed that the alternate hypotheses were accepted, unlike the null hypotheses. Based on the findings and conclusion, this study contributes to the knowledge that green entrepreneurship is perceived to foster sustainable development in countries through the SMEs activities. It therefore could be recommended that green entrepreneurs should develop and design an analytical framework to synchronized green product or
Research Interests:
This study adopts the use of survey research design with a sample size of two hundred and sixty (260) to examine impact of family values on family business post-succession performance in Nigeria. The data were collected using a five-point... more
This study adopts the use of survey research design with a sample size of two hundred and sixty (260) to examine impact of family values on family business post-succession performance in Nigeria. The data were collected using a five-point Likert scale questionnaire and were analysed using multivariate regression. From the analysis, it was found that firm values has significant effect on post succession performance, firm values has significant effect on family firm's growth of family business, enterprise core values has significant effect on family business operations, firm values has significant effect on business ownership, firm values has significant effect on business and firm values has significant effect on business management. Based on the findings, it is concluded that the values considered significant by a family business owner and family members are also important to the success of the business and its growth. Some may have economic values like maximum profit or expanding the business, while others find enjoying work as a fundamental value for success in the business. Therefore, the study recommends that family should uphold those values that will enhance enterprise activities for better expansion and improved development. Hence, family business should not destroy the image of the family or weaken the family established harmony in decent society in order to improve family business performance. Also, family enterprises should sustain the four enterprise core values (order, success, community, and synergy) which are considered as the enterprise core values of every existing business in the world including family enterprises.
Research Interests:
This study examined the entrepreneurial ecosystem to derive an ideal model for entrepreneurial development and determined a perfect model that can be adopted in Nigeria and other developing countries. A qualitative study was adopted,... more
This study examined the entrepreneurial ecosystem to derive an ideal model for
entrepreneurial development and determined a perfect model that can be adopted in
Nigeria and other developing countries. A qualitative study was adopted, using the
exploratory approach to identify the variables that necessitate an ideal entrepreneurial
model considering the Nigerian environment. Triangulation was modified to improve the
accuracy of the data gathered. Secondary data was used to gather information, make
analyses, and interpreted it. A comparative analysis of the Babson Entrepreneurship
Ecosystem project model; Koltai and Company Six + Six model; Organization for Economic
Corporation and Development model; and the World Economic Forum model. The
findings identified the entrepreneurial system elements in Nigeria: education;
infrastructural support; policy and regulatory framework; enterprise support; facilities;
training and orientation programmes; cultural influence; market climate conditions; access
to financial funding; and internal and external enablers. Priority was given to the
entrepreneurial education system by emphasizing the various levels of education where
entrepreneurship education should be adapted with the pedagogy for each level of
education. The Lamino Entrepreneurial Ecosystem Achievement Process (LEEAP) Model
was developed in line with the findings. The study recommended that entrepreneurship
needs to be inclusive on all levels of the Nigerian education system, emphasizing that;
primary-child centred; secondary-subject-centred, and tertiary-vocational-centred should
be adapted for entrepreneurial education to advance in Nigeria. The study further
recommended that the Nigerian government need to develop policies that can propel the
Deriving an Ideal Entrepreneurial Ecosystem for Entrepreneurial
Development Success in Nigeria
1 2 3
Hauwa Lamino Abubakar , Ruth A. Andah & Vincent Paul
1Department of Business Administration, Nile University of Nigeria,
haulamabu@yahoo.com
2Department of Entrepreneurship Studies, Nasarawa State University Keffi,
ruthandah68@gmail.com
3Department of Entrepreneurship Studies Nasarawa State University Keffi,
vincentpaul@nsuk.edu.ng v.paul599@gmail.com
219
V o l u m e 4 , I s s u e 3 , D e c e m b e r 2 0 2 2
elements of the ecosystem to thrive; the Nigerian government needs to make sure that
necessary infrastructural facilities like electricity, water, roads, and land are easily
accessible and available to entrepreneurs; and finally, the Nigerian government should
adopt this model towards developing a robust and effective entrepreneurial development
framework for her citizen.
entrepreneurial development and determined a perfect model that can be adopted in
Nigeria and other developing countries. A qualitative study was adopted, using the
exploratory approach to identify the variables that necessitate an ideal entrepreneurial
model considering the Nigerian environment. Triangulation was modified to improve the
accuracy of the data gathered. Secondary data was used to gather information, make
analyses, and interpreted it. A comparative analysis of the Babson Entrepreneurship
Ecosystem project model; Koltai and Company Six + Six model; Organization for Economic
Corporation and Development model; and the World Economic Forum model. The
findings identified the entrepreneurial system elements in Nigeria: education;
infrastructural support; policy and regulatory framework; enterprise support; facilities;
training and orientation programmes; cultural influence; market climate conditions; access
to financial funding; and internal and external enablers. Priority was given to the
entrepreneurial education system by emphasizing the various levels of education where
entrepreneurship education should be adapted with the pedagogy for each level of
education. The Lamino Entrepreneurial Ecosystem Achievement Process (LEEAP) Model
was developed in line with the findings. The study recommended that entrepreneurship
needs to be inclusive on all levels of the Nigerian education system, emphasizing that;
primary-child centred; secondary-subject-centred, and tertiary-vocational-centred should
be adapted for entrepreneurial education to advance in Nigeria. The study further
recommended that the Nigerian government need to develop policies that can propel the
Deriving an Ideal Entrepreneurial Ecosystem for Entrepreneurial
Development Success in Nigeria
1 2 3
Hauwa Lamino Abubakar , Ruth A. Andah & Vincent Paul
1Department of Business Administration, Nile University of Nigeria,
haulamabu@yahoo.com
2Department of Entrepreneurship Studies, Nasarawa State University Keffi,
ruthandah68@gmail.com
3Department of Entrepreneurship Studies Nasarawa State University Keffi,
vincentpaul@nsuk.edu.ng v.paul599@gmail.com
219
V o l u m e 4 , I s s u e 3 , D e c e m b e r 2 0 2 2
elements of the ecosystem to thrive; the Nigerian government needs to make sure that
necessary infrastructural facilities like electricity, water, roads, and land are easily
accessible and available to entrepreneurs; and finally, the Nigerian government should
adopt this model towards developing a robust and effective entrepreneurial development
framework for her citizen.
Research Interests:
This study investigated the influence of educational attainment on personal financial management of pre-retirement of secondary school teachers’ in Federal Capital Territory Abuja, Nigeria. Three research questions and their corresponding... more
This study investigated the influence of
educational attainment on personal financial
management of pre-retirement of secondary
school teachers’ in Federal Capital Territory
Abuja, Nigeria. Three research questions and
their corresponding hypotheses were
formulated to guide the study. The study used
descriptive survey research design. The
population was 5,914 teachers in 148 senior
secondary schools. Multistage stratified
random sampling technique was used to
sample 367 secondary teachers. Educational
Attainment and Personal Financial
Management Questionnaire (EAPFM) was
developed by the researchers for data
collection. EAPFM was validated by experts
which yielded 0.087 validity index and
Cronbach Alpha was used to determine the
reliability of the internal consistency of the
instrument which gave 0.085 reliability index.
The data collected for this study were analyzed
using mean and standard deviation to answer
the research questions while Chisquare (
X2)
was used to test hypotheses at the 0.05 level of
significance. Findings of the study revealed
that there was significant influence of
educational attainment on preretired
secondary school teachers; there was no
significant influence educational attainment on
Abubakar, L, H; Allahnana, K M; Dogara, N, D; Okwori, O & Paul, V. JSTE Publications, 2021. Page 14
personal financial management of pre-
retirement secondary school teachers and there
was significant influence of educational
attainment on entrepreneurship skills
acquisition of pre-retirement secondary school
teachers in FCT, Abuja. It was recommended
that pre-retirement counselling programme
should be given to teacher retirees in various
aspects of retirement adjustment to enable
them cope with the exigencies of retirement
educational attainment on personal financial
management of pre-retirement of secondary
school teachers’ in Federal Capital Territory
Abuja, Nigeria. Three research questions and
their corresponding hypotheses were
formulated to guide the study. The study used
descriptive survey research design. The
population was 5,914 teachers in 148 senior
secondary schools. Multistage stratified
random sampling technique was used to
sample 367 secondary teachers. Educational
Attainment and Personal Financial
Management Questionnaire (EAPFM) was
developed by the researchers for data
collection. EAPFM was validated by experts
which yielded 0.087 validity index and
Cronbach Alpha was used to determine the
reliability of the internal consistency of the
instrument which gave 0.085 reliability index.
The data collected for this study were analyzed
using mean and standard deviation to answer
the research questions while Chisquare (
X2)
was used to test hypotheses at the 0.05 level of
significance. Findings of the study revealed
that there was significant influence of
educational attainment on preretired
secondary school teachers; there was no
significant influence educational attainment on
Abubakar, L, H; Allahnana, K M; Dogara, N, D; Okwori, O & Paul, V. JSTE Publications, 2021. Page 14
personal financial management of pre-
retirement secondary school teachers and there
was significant influence of educational
attainment on entrepreneurship skills
acquisition of pre-retirement secondary school
teachers in FCT, Abuja. It was recommended
that pre-retirement counselling programme
should be given to teacher retirees in various
aspects of retirement adjustment to enable
them cope with the exigencies of retirement
Research Interests:
The increase in diversity among employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. This research seeks to... more
The increase in diversity among employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. This research seeks to investigate the effect of workforce diversity (age, gender and experience) on employee performance (employee engagement and employee satisfaction) in the five (5) Domestic Systemically Important Banks (DSIBs) in Nigeria. The study adopted survey research design as its methodology. Data was collected from 1881 employees in the 5 DSIBs from the six (6) geo-political zones in Nigeria using questionnaires. Regression analysis and Structural Equation Modelling (SEM)-Maximum Likelihood was used for data analysis. The results showed a significant positive relationship between workforce diversity (age, gender and experience) and employee performance. The findings of this study will give guidelines on the management of workforce diversity in the Banking and financial sector towards improved employee performance. This study examines the effect of workforce diversity on employee performance in DSIBs in Nigeria which is a gap that the study sought to fill.
Research Interests:
The study examined the effect of employee job satisfaction on employee productivity, assessing the impact of communication as an indicator of job satisfaction in the Nigerian federal civil service. A part of efforts to achieve the eight... more
The study examined the effect of employee job satisfaction on employee productivity, assessing the impact of communication as an indicator of job satisfaction in the Nigerian federal civil service. A part of efforts to achieve the eight Sustainable Development Goal of Decent Work and Economic Growth by 2030. Theoretical Framework: Low performance and high turnover rates can result from job dissatisfaction which has been peculiar case in the public and private sector, attempt to deal with it has not been yielding positive result in the civil service in Nigeria (Rinny et al., 2020; Sadiq et al. 2020). Therefore, there is need to empirically investigate the impact of communication on employee productivity in Nigerian federal civil service which lacks sufficient research. Methodology: The study used a survey research design and purposive non-probability sampling where the data are collected through the distribution of 2,836 questionnaires to the staff of 10 Nigerian federal civil services. In order to gather data for the study, Demographic data were analyzed using basic descriptive statistical methods like mean, percentages, and standard deviations, while inferential statistics were analyzed using econometric methods like multiple and logistic regression, as well as Karl Pearson's Product Moment Correlation Coefficients. Findings: Finding of the study showed that employee productivity is strongly and favorably affected by (communication) as proxy for job satisfaction. Nonetheless, in the Nigerian Federal Civil Service, the interaction of work environment moderating between communication had no impact on employee productivity. Research, Practical & Social Implication: The study recommends that organizations should establish transparent and accessible communication channels that involves implementing regular feedback mechanisms to ensure that employees feel heard and valued Originality/Value: It is quite unusual with previous study using communication as proxy for job satisfaction as an independent variable, Also, none of the previous used work environment as mediating variable in the interplay between communication and employee productivity in civil service in Federal Capital Territory Abuja Nigeria.
Research Interests:
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of... more
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of National Housing Fund (NHF) scheme on housing delivery in Nigeria with specific focus on houses improvement for the employees of Federal Polytechnic Nasarawa, Nigeria and Ex-post facto research design was employed as it is due to the nature of the study which is time series data while the population consists of the contribution of NHF for Nine (9) years i.e. between the periods of 2010 to 2018 to the staff of Federal Polytechnic Nasarawa. The result of the study shows that increase in national housing fund contribution will increase mortgage finance in federal polytechnic Nasarawa because there is positive significant effect between the variables. From the findings, the study concludes that the contributions of National Housing Fund through primary Mortgage institutions to housing financing in Nigeria is faced with certain challenging factors, and problems and there is need to proffer possible solutions in-order to boost the flow of funds into the housing sector. Based on the findings, the study recommended that the financing of national housing programmes should be viewed primarily as a national responsibility of the government. The private sector should be encouraged also to provide the bulk of actual investment funds for housing to middle income and upper income groups of the society. For the lowincome group, however, continued public support, individual initiative through entrepreneurial spirit and labour movement will be required for housing and movement involvement will also be required for housing and community development.
Research Interests:
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in... more
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in bridging leadership while running small businesses. The study however, employed survey research design as copies of questionnaire were administered and information was generated from respondents that formed the population of the study. The study covered six geo-political zones of Nigeria within the spanned period of 2015 to 2019 and the total population of the study comprised of 839 selected small and medium scale businesses across the zones which also served as the sample size. The study reveals that ethnicreligious, poor access to finance, inadequate training and access to information pose a serious threat to women efforts in Entrepreneurship and SMEs development. On the other hand, women were attracted to small and medium scale enterprises because of the perceived flexibility to manage work and family, this flexibility did not negate the constraints of family responsibilities and helped to account for the fact that many women were sole operators, working part time in the business. The study recommended that, women entrepreneurs should be given adequate entrepreneurial skills through formal education, be granted equal privileges to men in our various communities in the country, and be given both financial and humanitarian support to participate in the entrepreneurship management in order to enhance quality and industrious activities toward entrepreneurship development in Nigeria as well as the globe.
Research Interests:
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in... more
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in bridging leadership while running small businesses. The study however, employed survey research design as copies of questionnaire were administered and information was generated from respondents that formed the population of the study. The study covered six geo-political zones of Nigeria within the spanned period of 2015 to 2019 and the total population of the study comprised of 839 selected small and medium scale businesses across the zones which also served as the sample size. The study reveals that ethnicreligious, poor access to finance, inadequate training and access to information pose a serious threat to women efforts in Entrepreneurship and SMEs development. On the other hand, women were attracted to small and medium scale enterprises because of the perceived flexibility to manage work and family, this flexibility did not negate the constraints of family responsibilities and helped to account for the fact that many women were sole operators, working part time in the business. The study recommended that, women entrepreneurs should be given adequate entrepreneurial skills through formal education, be granted equal privileges to men in our various communities in the country, and be given both financial and humanitarian support to participate in the entrepreneurship management in order to enhance quality and industrious activities toward entrepreneurship development in Nigeria as well as the globe.
Research Interests:
This study surveyed the effect of context factors on post-succession performance of family businesses in Nigeria on post-succession performance of family businesses in Nigeria. In the study, post-succession performance were measured by... more
This study surveyed the effect of context factors on post-succession performance of family businesses in Nigeria on post-succession performance of family businesses in Nigeria. In the study, post-succession performance were measured by successor understanding of business context, comprehensive perception of business cycle and environment and monitoring employee while survey design was adopted as research design. The population of the study is eight hundred and fifty eight (858) family businesses selected in Nigeria. The whole numbers of selected businesses were used as the target population for the study. The data collected were tested for reliability. The result of the reliability indicates a Cronbach Alpha of 82% which implies that the instrument was capable of measuring the views of the respondents with consistency. The data collected were analyzed using regression techniques. The analysis was done for each zone and their combined effects using panel regression. The study found that a unit increase in the level of successor understanding of the business results will increase performance. Also, increase in comprehensive perception of business cycle and environment and monitoring of employee will increase performance. In line with the findings and the conclusion above, the study thus recommends that successors should equip themselves with the understanding of the business environment and its cycles as well as ensuring that the right people are in charge through careful search and proper placement in strategic positions of the business. This will lead to a better focus thus resulting in improved performance and development of the businesses.
Research Interests:
This research investigates the nexus between women’s empowerment initiatives and poverty alleviation in Nigeria with focus on economic, psychological, social, and educational dimensions. The study is grounded in the Capability Approach.... more
This research investigates the nexus between women’s empowerment initiatives and poverty alleviation in Nigeria with focus on economic, psychological, social, and educational dimensions. The study is grounded in the Capability Approach. A cross-sectional design was employed and primary data was collected via close-ended questionnaires from a sample of 384 randomly selected from 18,080,973 female beneficiaries of the National Cash Transfer Programme. Multiple regression analysis was used to analyse the data collected. The findings reveal a positive correlation between Economic Empowerment (ECE), Psychological Empowerment (PS), and Social Empowerment (SE) with Poverty Alleviation (PA). Unexpectedly, Educational Empowerment (EDE) exhibits a negative association with poverty alleviation. Introducing Monitoring and Evaluation (ME) as a crucial moderating variable, the research emphasizes its role in optimizing empowerment program impact. This study offers valuable insights into the relationship between women’s empowerment and poverty alleviation in Nigeria. Positive correlations in economic, psychological, and social dimensions emphasize the holistic nature of effective empowerment. The unexpected negative association with educational empowerment prompts a reassessment. The inclusion of Monitoring and Evaluation as a crucial moderating variable underscores its importance. Policy efforts should focus on holistic empowerment strategies, tailored educational initiatives, and robust Monitoring and Evaluation practices for continual program improvement.
Research Interests:
The study examined the effect of inventory turnover on the performance of listed Food and Beverage firms in Nigeria. The study used ex-post facto research design and the population comprises of food and beverages companies listed in... more
The study examined the effect of inventory turnover on the performance of listed Food and Beverage firms in Nigeria. The study used ex-post facto research design and the population comprises of food and beverages companies listed in Nigeria. There are 19 food and beverages companies listed on the Nigerian stock exchange during the period of study. The study used Census sampling technique to select the sample size. However, the study used 19 food and beverage firms since the population is small. The study used secondary data and collected data from different financial statement of account of these companies. The statistical tool adopted was panel regression with the software package of E-view 9.00 and the finding shows that inventory turnover (IT) has positive and insignificant effect on return on asset of listed food and beverage companies in Nigeria. The study recommended that listed food and beverages firms in Nigeria should try to know their inventory items' position in their product life cycle, improve demand forecasting accuracy, Prioritize their inventories, reorder smarter, use-up excess inventory by redistributing stock and use automation to improve insights.
Research Interests:
The study analyses workplace diversity management on employee commit-ment in the Nigerian public sector. The study used a quantitative approachand adopted a stratified random sampling technique by electronically distrib-uting questions to... more
The study analyses workplace diversity management on employee commit-ment in the Nigerian public sector. The study used a quantitative approachand adopted a stratified random sampling technique by electronically distrib-uting questions to a sample of 39 employees on the supervisory cadre acrossrespective departments in Abuja office only. Descriptive statistics and multi-ple regression model were used to analyse and estimate the impact of work-place diversity management on employee commitment. The findings showedthat the constructs of Inclusion and Fairness have positive and significantimpact on affective commitment with probability values of 0.000 and 0.003and coefficients of 0.920 and 0.572 respectively. Alternatively, the study alsoshowed that the constructs of Equal Opportunity and Policies and Programshave negative and insignificant impact on affective commitment with prob-ability values of 0.320 and 0.062 and coefficients of −0.172 and −0.443 respec-tively. The study concludes that Workplace diversity management has bothpositive and negative impacts on affective commitment the findings also re-vealed that workplace diversity management policies in multicultural nationslike Nigeria were poorly implemented even though they existed, and this re-flected in lopsided appointments, promotions, and nominations at the topgovernment level. From the foregoing conclusion, the review recommendsthat organizations assimilate minorities, integrate diversity and leverage onthe variety.
Research Interests:
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of... more
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of National Housing Fund (NHF) scheme on housing delivery in Nigeria with specific focus on houses improvement for the employees of Federal Polytechnic Nasarawa, Nigeria and Ex-post facto research design was employed as it is due to the nature of the study which is time series data while the population consists of the contribution of NHF for Nine (9) years i.e. between the periods of 2010 to 2018 to the staff of Federal Polytechnic Nasarawa. The result of the study shows that increase in national housing fund contribution will increase mortgage finance in federal polytechnic Nasarawa because there is positive significant effect between the variables. From the findings, the study concludes that the contributions of National Housing Fund through primary Mortgage institutions to housing financing in Nigeria is faced with certain challenging factors, and problems and there is need to proffer possible solutions in-order to boost the flow of funds into the housing sector. Based on the findings, the study recommended that the financing of national housing programmes should be viewed primarily as a national responsibility of the government. The private sector should be encouraged also to provide the bulk of actual investment funds for housing to middle income and upper income groups of the society. For the lowincome group, however, continued public support, individual initiative through entrepreneurial spirit and labour movement will be required for housing and movement involvement will also be required for housing and community development.
The concept 'Entrepreneur' is not a new concept, but 'Entrepreneur Leadership' in itself is a concept that is not cearly identified by organizations or leaders in Nigeria. This leadership style is a phenomenon that is applied correctly... more
The concept 'Entrepreneur' is not a new concept, but 'Entrepreneur Leadership' in itself is a concept that is not cearly identified by organizations or leaders in Nigeria. This leadership style is a phenomenon that is applied correctly and within the sphere of the right organizational environment can improve organizationsl performance. This research will look at the application of entrepreneurial leadership within the Nigerian banks and if adopted how it will affect employee productivity. All existing 24 Nigerian banks will be studied within the Federal Capital Territory (FCT). A branch of each bank will be selected randomly, in which an interview was carried out and questionnaires were distributec to each branch manager. From the research made the study proposes that most of the branch managers' apply entrepreneurial leadership style, even though a large percentage of the branch managers do not understand or have little comprehension of the concept. It was also determined that the application of entrepreneurial leadwership style has also helped towards improving the employee productivity of these various branches. Finanlly the Nigerian banks need to lay more emphasis on extensive leadership traning and make efforts to inculcate entrepreneurial leadership style into the organizational culture.
Keywords: Leadership, Employee, Productivity, Entrepreneurship.
Keywords: Leadership, Employee, Productivity, Entrepreneurship.
The paper examines the roles and responsibilities of Board Members and its impacts on organizational performance. It gives more insight on the necessary requirments that are needed to be adapted by Boared Members in order to improve the... more
The paper examines the roles and responsibilities of Board Members and its impacts on organizational performance. It gives more insight on the necessary requirments that are needed to be adapted by Boared Members in order to improve the productivity of an organization. This paper uses an exploratory approach, which relies on documentary evidence and comparative analysis. This paper research also applies relevant corporate governance theories with focus to the roles and responsibilities of Board Members with relevance to Nigerian organization. The findings provide evidence of how lack of utilization of various roles and responsibilities of Board Members can affect organizations profitability. The results also indicate that there is a conflict of interest bewtween Senior Executives Directors (Non-Executives), but once there are clearly defined roles and responsibilities, it reduces the level of conflict; thus improves the level of successes of that organization. Furthermore, the data gathered showed that competent Directors that have the ability to make positive decisions in relation to the organization at hand can influence, to a large extent the successes of an organization. The study recommemded that applying the roles and responsibilities of board is essential for sound governance in turn, it will improve organizational performance.
This study succinctly evaluates reward and organizational productivity in National Inland Waterways Authority. The intention of the researcher is to elicIt responses from the staff of National Inland Waterways Authority on the effect of... more
This study succinctly evaluates reward and organizational productivity in National Inland Waterways Authority. The intention of the researcher is to elicIt responses from the staff of National Inland Waterways Authority on the effect of this variable on organizational productivity. A total population of 470 respondents was randomly selected, out of which 216 constitute the sample size of the study. The study used descriptive statistics (frequencies and percentages) to analyze the data collected from the research questions raised from the study. The findings obtained from the analysis showed that there is strong relationship between Staff Motivation and Productivity in National Inland Waterways Authority. The study reveals that motivational icentives given to workers in the agency has a significant influence on the organizational productivity. The study recommends that NIWA should sustain rewards system practice as a kind of motivation so as to improve more organizational productivity. NIWA is challenged to develop pay policies and procedures that will enable them to attract, motivate, ratain and satisfy their employess. And also Management of NIWA should invest in human development (employees training), and technological modernization. This is because, one of the most efficient and effective methods of improving workers productivity is simply to train and retrain staffs in the skills they need to perfom their job optimally and efficiently.
The study emperically investigates core compency and profitability as strategic options for organization survival using Nigerian Breweries Company PLC. Point in time data were collected from primary source covering a period of 8 years... more
The study emperically investigates core compency and profitability as strategic options for organization survival using Nigerian Breweries Company PLC. Point in time data were collected from primary source covering a period of 8 years from 2007 - 2014. The Ordinary Least Square and pearson correlation was adopted and findings reveals that core competency and profitability are strategic options fot the survivial of Nigerian Breweries Company PLC. It was also found that profitability is a strategic option for Nigerian Breweries Company PLC and core competency is also a strategic option for Nigerian Breweries Company PLC . It was also found that there is a relationship between profitability and core competency in Nigerian Breweries Company PLC. The study recommends that Nigerian Breweries Company PLC, should improve in monitoring imitation of their product and maintain a standard in all their products which ensures profitability since both are strategic options used by the company to survive.
This paper examines the entrepreneurship education practices in tertiary education sector in Nigeria with a view to proffering a sustainable framework for aquisition of entrepreneurial knowledge and skills among graduates. The framework... more
This paper examines the entrepreneurship education practices in tertiary education sector in Nigeria with a view to proffering a sustainable framework for aquisition of entrepreneurial knowledge and skills among graduates. The framework aims to surpport policymakers in the design of initiatives, measures and institutions to promote entrepreneurship education in Nigeria. The primary purpose of entrepreneurship education at the university is to develop entrepreneurial capacities and mindsets through estabilshment of entrepreneurship centers. The teaching of entrepreneurship has yet to be sufficeintly integrate into university curricula. Indeed, it is necesary to make entrepreneurship education accessible to all students as innovative business ideas through technical, scientific or creative studies. A sustainable entrepreneurial education policy requires both necessary conditions psychological and non-pshycological factors among trainees and surficient conditions such as enterprise climate. Entrepreneurship education should be opportunioty-driven model anchored on experiential learning and enterprise development. Emphasis should be on entrepreneurial ability, opportunity and propensity skills related training.
Over the years, there have been high business failure rates amongst start-up businesses in Africa. The possible reason for this prevalence is that small business owners are not equipped to identify the problem areas within their... more
Over the years, there have been high business failure rates amongst start-up businesses in Africa. The possible reason for this prevalence is that small business owners are not equipped to identify the problem areas within their businesses, due to the lack of necessary skills and tools to increase profitability and sustainability. Likewise, many small businesses owners in Nigeria do not engage cash management practices simply because they feel they are not necessary and are very time consuming as a result this had an influence on their operations and productivity. The study thus examines impacts of cash management practices on SMEs performance in Nigeria using Nasarawa State as a study. To accomplish this objective, the study employed descriptive research design as well as student-test statistical tool to test the stated hypothese. Findings from the study revealed that small businesses always experience cash shortages and they do not invest their cash surpluses in short term investments due to lack of cash management practices. Moreso, majority of the SME operations were found not to keep adequate records of their business operations and due to poor financial discipline, their business sustainability and expansion has been on the downward decline. SMEs are thus encouraged to always prepare and keep adequate financial records for their daily operations so as to keep track of cash flows. it will enable them plan for expansion and growth.
With the total Nigerian population reaching 158.3 million from 2010, the relevance of micro enterprise as the principal source of growth and development in an economy like Nigeria and the global market at large is undeniable. Micro... more
With the total Nigerian population reaching 158.3 million from 2010, the relevance of micro enterprise as the principal source of growth and development in an economy like Nigeria and the global market at large is undeniable. Micro enterprises have developed as a means to respond to growing poverty. This study will examine the necessary key factors and strategies for the survival of micro-enterprises in Nigeria and the world economy at large. The level of importance and awareness of entrepreneurship has definitely increased in the last five (5) years in Nigeria. Nigerians are becoming more innovative and ready to take risks in order to create a viable business enterprise. several studies on micro enterprises in Nigeria have been done but mostly concentrating on the challenges faced by enterprises in Nigeria. More studies are still needed on micro enterprises in Nigeria particularly looking at the factors needed for a macro enterprise sustainablility in a populated developing country like Nigeria and the global market. With the level of failure for continuation in most small and medium enterprises in Nigeria, let alone the international market. The findings in this study will aid entrepreneurs to understand the necessary ingredients that need to be focused and applied to achieve a sustainable micro enterprise in both Nigeria and the global economy. The sample research study was limited to several micro enterprises in the Northern area of Nigeria, where most of the Hausa-Fulani's are concentrated. This will provide an insight into the problems faced by most micro enterprises in Nigeria.
Achieving a compatitive advantage position relative to its business rival is what most Nigerian organization in particular should be aiming for . Despite the importance of attaining competitive advantage in organizations, there has been... more
Achieving a compatitive advantage position relative to its business rival is what most Nigerian organization in particular should be aiming for . Despite the importance of attaining competitive advantage in organizations, there has been limited study on the relationship between organizational resources and the way firms are organized to achieved competitive advantage. A company's resource and capabilities are increasingly being considered as one of the fundamental sources of competitive advantage within the context of strategic management in Nigeria. However, most literature has not clearly linked the resource and capabilities of an organization with sustainable competitive advantage. This paper, therefore, explores and discusses the role of a company's resource and capabilities in helping Nigerian business firms to achieve sustainable competitive advantage. specifically, it deals with how resources and capabilities can be transformed into competencies of an organization that can lead to a sustainable competitive advantage. The main research methods used are interview of the five (5) organizations that were picked as the population of study, also analysis and integration of theories were done to develop a conceptual model. This paper proposes that, through a companys' resources and capabilities a firm can develop hard to imitate core competence that creates values, which in turn leads to superior performance, thus competitive advantage over other competitors in the Nigerian market.
Keywords: Evaluation, Company Resources, Capabilities, Achieving, sustaining, competitive Advantage, Nigeria firms.
Keywords: Evaluation, Company Resources, Capabilities, Achieving, sustaining, competitive Advantage, Nigeria firms.
This paper examined the impact of group cohesion on entrepreneurial success with specific reference to women who own restaurants in Kaduna State. This study focused on women entrepreneurs within Kaduna metropolis that belong to a group or... more
This paper examined the impact of group cohesion on entrepreneurial success with specific reference to women who own restaurants in Kaduna State. This study focused on women entrepreneurs within Kaduna metropolis that belong to a group or association. Data were collected from 100 respondants through self-adminstered questionnaires. Cronbach's alpha was used to test for the reliabilty of the constructs while data was analyzes using multiple regression statictics. Findings revealed that group cohesiveness impacted positively on entrepreneurials success of women in purposeful groups or associations and these groups should be continuously enlightened on recent trends in entrepreneurial training to motivate, support and empower them more for enhanced entrepreneurial success. Also, government should encourage group cohesiveness through registering groups, associations and cooperative societies and offering incentives in form of soft loans to women entrepreneurs.
Utilization of organizations resources is vital for the goals and objectives of any organization; and this especially includes the 'human resources' of an organization. There are various environmentalfactors/challenges that tends to... more
Utilization of organizations resources is vital for the goals and objectives of any organization; and this especially includes the 'human resources' of an organization. There are various environmentalfactors/challenges that tends to affect the way in which an organizations 'human resource' department tends to operate. This research study looks into the various Nigerian environmental factors/challenges that a human resource manager has to look out for and the necessary strategies that need to be put in place to mitigate or eliminate these factors or challenges. A literature review is adopted that discucces the various environmental challenges facing Human Resource Departments in Nigeria; which includes economic, cultural, demographic, legal,and technological challenges. The research method that was used for this study was basically secondary data extractions from textbooks, journals and websites. The major findings established are that environmental challenges are threats which are inevitable but onec HR managers are proactive enough, they can mitigate the damage these challenges can create to thier 'human resources' by making sure appropriate stategies are put in place. Conclusions made are that Human Resource Managers need to be more aware and able to identify challenges facing their departments and know the necessary strategies that need to be put in place so that these factors will not affect the work quality of staff and will not affect the goals and objectives of an organization.
Research Interests:
Effective succession planning is a critical factor for any organization yearning sustainable performance, growth, internal effecetivness and efficiency, and avoiding defenselessness to decline and collapse of the enterprise. This study... more
Effective succession planning is a critical factor for any organization yearning sustainable performance, growth, internal effecetivness and efficiency, and avoiding defenselessness to decline and collapse of the enterprise. This study examines the stretegies of filling executive positions of selected business enterprises in Northern States in Nigeria. The population of this study comprised of six hundred and fifty four (654) selected businesses registered with Corporate Affairs Commission (CAC) of Nigeria as at January 2018 which were examined in Northern States of Nigeria. Out of the total population, five hundred and twenty (520) firms provide the requried, valid and reliable information as they have transited and are in their second, third generations and above. The study uses frequency counts and percentages to analyse the data collected. It was found that the business enterprises are motivated to fill their executive positions both by the need for recursion and adaptation. It is also found that management takes into consideration the possession of relevant experience and the company's culture when bringing in new executives as successors. The study recommended that since the managements of these organizations takes the organisations culture as very important in the recruitment of executives to top positions, they should rather develop an internal strategy of grooming their own executives since they are much more likely to be familiar with the organizations culture instead of employing external executive who must study the system for period of time before resumimg action for effective and efficient running of the organizations activities.
Keywords: Organizational Culture, Experience, Adaptation, Management Succession, Recursion, Business.
Keywords: Organizational Culture, Experience, Adaptation, Management Succession, Recursion, Business.
Segmentation is essential and necessary for any organization trying to survive in the global market. Consumer demands are diverse and all demands have to be met as effectively as possible. Therefore organizations that sell a product or... more
Segmentation is essential and necessary for any organization trying to survive in the global market. Consumer demands are diverse and all demands have to be met as effectively as possible. Therefore organizations that sell a product or service has to know who their various target markets are and segment their product in a way that suits each segment identified. This study looks at the segmentation process and how segmentation can be effectively utilized to improve the productivity of an organizations goods or services. Data is obtained from both primary and secondary data sources and analized by trend analysis. The research revealed that once product and services were tailored to suits various types of consumer segments, then requirements will be met; thus satisfacetion, therefore increasing the level of demand of that product or service. The study looks at the levels and patterns of market segmentation, segmentation procedure, the variousb bases of segmentation, and evaluting and selecting the market segmentation. The research concludes that effective consumer segmentation can increase the level of demand of a product or service of an organization. It has also been recommended that profit making organization should always work around segmenting customers of their product or service if they want to increase sales in their organization
The increasing rate of unemployment in the country, specifically graduate unemployment has been a significant source of concern to government and individuals. Despite efforts to shift attention away from the dependence on white-collar... more
The increasing rate of unemployment in the country, specifically graduate unemployment has been a significant source of concern to government and individuals. Despite efforts to shift attention away from the dependence on white-collar jobs, and engage in self-owned ventures, the limited number of MSMEs operated by graduates stimulates concerns that neccessitated this study. Specifically, the study assessed entrepreneurial education influence on graduate venture creation in Nigeria. The study covered six states, one in each geopolitical zone. The study adopted a survey design. The study population was 4839 serving Corp members, and Taro Yamane formula was used in determining the study sample of 369, which was selected using convenience and purposive sampling technique. Construct and Internal consistency measure was used for the validity and reliabilty of the study instrument. Multiple regression was used for data analysis. The study concludes that entrepreneurship education has immense value to graduate venture creation by graduates in Nigeria. The recommends among others that there is a need for a regular review of the curriculum content on entrepreneurship education in the country in line with changing global events and activities, given it significance in driving increased venture creation among graduates in the country.
The increasing diversity amongst employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. Conspicuous rapid... more
The increasing diversity amongst employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. Conspicuous rapid development in global dynamics enhanced by ineludible economic interdependency, immigration and globalization has reinforced the social imperativeness and organizational impact of workplace diversity (WD) for the realization of strategic organizational goals.The main objective of this research is to investigate the effect of workforce diversity (age, gender and experience) on employee performance (employee engagement and employee satisfaction) in the five (5) Domestic Systemically Important Banks (DSIBs) in Nigeria. The study adopted survey research design methodology. Questionnaires was used to gather data from 1881 staff in branches of the five DSIBs from the six (6) geo-political zones in Nigeria. Regression analysis and Structural Equation Modelling (SEM)-Maximum Likelihood was used for data analysis. The results showed a significant positive relationship between workforce diversity (age, gender and experience) and employee performance. The findings of this study will give guidelines on the management of workforce diversity in the banking and financial sector towards improved employee performance.
Research Interests:
The emergence of new technologies, changing customer expectations, and regulatory imperatives, among others, have driven the financial industry into an era where "digital innovations" thrive, culminating in the emergence and growth of... more
The emergence of new technologies, changing customer expectations, and regulatory imperatives, among others, have driven the financial industry into an era where "digital innovations" thrive, culminating in the emergence and growth of innovative products such as agency banking, mobile/internet banking, mobile money, unstructured supplementary service data (USSD), just to name a few. There is increased customers' reliance on echannels. This has further established the need for banks to engage in financial innovation for relevance, competitiveness, efficiency and growth. This study, therefore, examines the dynamic linkage(s) between financial innovation and the efficiency of deposit money banks (DMBs) in Nigeria. The population of the study comprises the 13 listed DMBs in Nigeria as of 31 December 2021, and these serve as the sample size. The period covered is 48 months-2016 and 2019. Data were collected from the bank's annual reports and Apex bank's statistical bulletin. Descriptive statistics, correlation and autoregressive distributed lag (ARDL) cointegration techniques were used for data analyses. The efficiency of DMBs was estimated using data envelopment analysis (DEA). Findings reveal that financial innovation has forward and backwards dynamic linkages with the efficiency of DMBs in Nigeria.
This study evinced the cruciality of female entrepreneurial experience as a gainful propeller of start-up educational institutions in North-Central Nigeria. The focal aim of this study is to ascertain the effect of female entrepreneurial... more
This study evinced the cruciality of female entrepreneurial experience as a gainful propeller of start-up educational institutions in North-Central Nigeria. The focal aim of this study is to ascertain the effect of female entrepreneurial experience on start-ups specifically in the educational sector, which over the years recorded a tremendous influx of female entrepreneurs. A descriptive research design was adopted as the framework for this study and the population of the study comprised 43,470 female educators within the North-Central region of Nigeria. The Cochran sample size determination technique was used to obtain the sample size of 385 respondents. Bowley's allocation formula was adopted to determine the sample size of each North-Central state while simple random and purposive sampling was used to select participants. The questionnaires were structured in a 5-point Likert scale as a validity and reliability test was conducted to ensure their credibility. Data retrieved were analyzed using descriptive and inferential statistics via the aid of the Statistical Package for Social Sciences (SPSS) version 25 statistical tool. The results of the regression analysis validated the data at a 0.05 significance level. The findings revealed that socio-cultural expectations, exceptional economic support, social networking, innovation, and selfefficacy have a significant effect on the growth of educational institutions in North-Central Nigeria. Hence the study concludes that female entrepreneurial experience adversely affects the growth of educational institutions and start-ups in North-Central Nigeria. The study recommends that good government policies geared towards equal support of female entrepreneurs as endorsed by the liberal view of the feminist-based entrepreneurship theory.
Adverse profitability in the construction industry is associated with the organizational leaders' inability to accurately estimate project costs and manage project schedules. This results to high rate of abandoned project and building, to... more
Adverse profitability in the construction industry is associated with the organizational leaders' inability to accurately estimate project costs and manage project schedules. This results to high rate of abandoned project and building, to be able to boost of successful completed projects, effective and efficient cost estimation and planning is the very key. The study investigated the effect of cost estimation on project performance in construction firms in Abuja. The objectives of the study are; To determine the effect of bottom up cost estimating and parametric cost estimating on the realization of work scope / specifications in construction firms in Abuja, To assess the impact of bottom up cost estimating and parametric cost estimating on time / schedule performance in construction firms in Abuja, To ascertain the impact of bottom up cost estimating and parametric cost estimating on cost performance in construction firms in Abuja. The researcher adopted the descriptive research design and structured questionnaire was used as instrument for data collection. The purposive sampling technique was adopted in the study. Data analysis was committed to descriptive statistics of mean and percentages as well as inferential statistics of correlation and multiple regression analysis. The results showed that both bottom-up estimation and parametric cost estimating are both positively and significantly influenced by scope/specifications, time/schedule and cost. The study concludes that project managers need to be cognizant of this relationship and focus on developing estimates and schedules using modern project management tools that would project accurate costs and schedules. It was recommended that for successful completion of projects, construction project managers should be fully abreast of cost estimating techniques through intensive training awareness and the use of both bottom up and parametric estimating techniques be adopted for construction projects as appropriate.
The study examined corporate entrepreneurship and employee performance in West Africa: The Coca Cola Company experience. The specific objectives of the study were to evaluate the effect of proactiveness, risk tolerance, and corporate... more
The study examined corporate entrepreneurship and employee performance in West Africa: The Coca Cola Company experience. The specific objectives of the study were to evaluate the effect of proactiveness, risk tolerance, and corporate venturing on employee satisfaction in Coca Cola Company. The research design for the study was a survey using the quantitative approach. The total population under investigation was 5,364. The sample size was 372; determined by using Yamane (1964) model. Tables were used to present data in the study. Descriptive statistics tools utilized in the study were mean and standard deviation while a structural equation model (SEM) with MLE regression model was employed to test plausibility of the hypotheses using AMOS statistical Package version 24. The study concluded that proactiveness, risk tolerance, and corporate venturing as elements of corporate entrepreneurship in the Company have the propensity of boosting employee performance. The study recommended that the management of Coca Cola Company should adopt and work more to improve on the dimension of proactiveness, risk tolerance, and corporate venturing with a view to boosting employee performance.
The increasing diversity amongst employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. Conspicuous rapid... more
The increasing diversity amongst employees has prompted organizations to begin to craft their human resource strategy towards better diversity management which in turn will lead to greater employee performance. Conspicuous rapid development in global dynamics enhanced by ineludible economic interdependency, immigration and globalization has reinforced the social imperativeness and organizational impact of workplace diversity (WD) for the realization of strategic organizational goals.The main objective of this research is to investigate the effect of workforce diversity (age, gender and experience) on employee performance (employee engagement and employee satisfaction) in the five (5) Domestic Systemically Important Banks (DSIBs) in Nigeria. The study adopted survey research design methodology. Questionnaires was used to gather data from 1881 staff in branches of the five DSIBs from the six (6) geo-political zones in Nigeria. Regression analysis and Structural Equation Modelling (SEM)-Maximum Likelihood was used for data analysis. The results showed a significant positive relationship between workforce diversity (age, gender and experience) and employee performance. The findings of this study will give guidelines on the management of workforce diversity in the banking and financial sector towards improved employee performance.
The study examined the effect of financial reforms on the performance of quoted manufacturing firms in Nigeria. The study used an expo-facto research design. The study population comprises 44 manufacturing companies quoted at [1], which... more
The study examined the effect of financial reforms on the performance of quoted manufacturing firms in Nigeria. The study used an expo-facto research design. The study population comprises 44 manufacturing companies quoted at [1], which include Agriculture, Conglomerates, Consumer goods, Healthcare / Pharmaceuticals, Industrial goods, and Natural Resources. Thus, using a study period of 10 years (2010-2019) data on financial sector reforms (financial deepening, domestic credit, liquidity, market capitalisation, exchange rate and interest rate) carried out in Nigeria, being the independent variable and on performance (capacity utilization). Panel structured secondary data were collected and analyzed using the Generalized Moment of Methods (GMM) in STATA 15. The financial reform indicators: financial deepening (FDP), domestic credit, market capitalization, liquidity and exchange rate have p-value less than 0.05 (5%) level of significance, thus implying that the financial reforms' indicators affect the performance as proxied by the capacity utilization of the manufacturing firms in Nigeria. Although, the interest rate which is one of the indicators of financial reforms returns a p-value greater than 0.05 (5%) and thus not having significant effect on the performance of the firms. The study suggested that the manufacturing firms should put measures to optimize the use of accessible funds to ensure optimal capacity utilization, as this will translate into increased productivity, profitability, and financial stability. The government should vigorously pursue monetary policies to ensure the injection of funds into the financial sector, to enhance the capacity of deposit money banks to allocate more credit to the sector at affordable rates. This will enable the optimal operation of the manufacturing sector in Nigeria.
This study investigated the influence of educational attainment on personal financial management of pre-retirement of secondary school teachers in Federal Capital Territoary Abuja, Nigeria. There research questions and their corresponding... more
This study investigated the influence of educational attainment on personal financial management of pre-retirement of secondary school teachers in Federal Capital Territoary Abuja, Nigeria. There research questions and their corresponding hypotheses were formulated to guide the study. The study used descriptive survey research design. The population was 5,914 teachers in 148 senior secondary schools. Multistage stratified random sampling technique was used to sample 367 secondary teachers. Educational Attainment and Personal Financial Management Questionnaire (EAPFM) was developed by the researchers for data collection. EAPFM was validated by experts which yielded 0.087 validity index and Cronbach Alpha was used to determine the relaibility of the internal consistency of the instrument which gave 0.85 reliability index. The data collected for this study were analyzed using mean and standard deviation to answer the research questions while Chi-square (X2) wa sused to test hypotheses at the 0.05 level of significance. Findings of the study revealed that there was significant influence of educational attainment on pre-retired secondary school teachers; there was no significant influence educational attainment on personal financial management of pr-retierment secondary school teachers and there was significant influence of educational attainment on entrepreneuship skills acqusition of pre-retirement secondary school teachers in FCT, Abuja. It was recommended thar pre-retirement counselling programme should be given to teacher retirees in various aspects of retirement adjustment to enable them cope with the exigencies of retirement.
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of... more
This study examined the impact of National Housing Fund contribution and mortgage financing of housing delivery on staff of the Federal Polytechnic, Nasarawa Nigeria. The main objective of the study was to determine the contribution of National Housing Fund (NHF) scheme on housing delivery in Nigeria with specific focus on houses improvement for the employees of Federal Polytechnic Nasarawa, Nigeria and Ex-post facto research design was employed as it is due to the nature of the study which is time series data while the population consists of the contribution of NHF for Nine (9) years i.e. between the periods of 2010 to 2018 to the staff of Federal Polytechnic Nasarawa. The result of the study shows that increase in national housing fund contribution will increase mortgage finance in federal polytechnic Nasarawa because there is positive significant effect between the variables. From the findings, the study concludes that the contributions of National Housing Fund through primary Mortgage institutions to housing financing in Nigeria is faced with certain challenging factors, and problems and there is need to proffer possible solutions in-order to boost the flow of funds into the housing sector. Based on the findings, the study recommended that the financing of national housing programmes should be viewed primarily as a national responsibility of the government. The private sector should be encouraged also to provide the bulk of actual investment funds for housing to middle income and upper income groups of the society. For the lowincome group, however, continued public support, individual initiative through entrepreneurial spirit and labour movement will be required for housing and movement involvement will also be required for housing and community development.
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in... more
This study examines gender gap in entrepreneurial leadership and challenges facing women entrepreneurs of small and medium scale enterprises in Nigeria. The major objective of the study was to determine women entrepreneurs' capacity in bridging leadership while running small businesses. The study however, employed survey research design as copies of questionnaire were administered and information was generated from respondents that formed the population of the study. The study covered six geo-political zones of Nigeria within the spanned period of 2015 to 2019 and the total population of the study comprised of 839 selected small and medium scale businesses across the zones which also served as the sample size. The study reveals that ethnicreligious, poor access to finance, inadequate training and access to information pose a serious threat to women efforts in Entrepreneurship and SMEs development. On the other hand, women were attracted to small and medium scale enterprises because of the perceived flexibility to manage work and family, this flexibility did not negate the constraints of family responsibilities and helped to account for the fact that many women were sole operators, working part time in the business. The study recommended that, women entrepreneurs should be given adequate entrepreneurial skills through formal education, be granted equal privileges to men in our various communities in the country, and be given both financial and humanitarian support to participate in the entrepreneurship management in order to enhance quality and industrious activities toward entrepreneurship development in Nigeria as well as the globe.
This study surveyed the effect of context factors on post-succession performance of family businesses in Nigeria on post-succession performance of family businesses in Nigeria. In the study, post-succession performance were measured by... more
This study surveyed the effect of context factors on post-succession performance of family businesses in Nigeria on post-succession performance of family businesses in Nigeria. In the study, post-succession performance were measured by successor understanding of business context, comprehensive perception of business cycle and environment and monitoring employee while survey design was adopted as research design. The population of the study is eight hundred and fifty eight (858) family businesses selected in Nigeria. The whole numbers of selected businesses were used as the target population for the study. The data collected were tested for reliability. The result of the reliability indicates a Cronbach Alpha of 82% which implies that the instrument was capable of measuring the views of the respondents with consistency. The data collected were analyzed using regression techniques. The analysis was done for each zone and their combined effects using panel regression. The study found that a unit increase in the level of successor understanding of the business results will increase performance. Also, increase in comprehensive perception of business cycle and environment and monitoring of employee will increase performance. In line with the findings and the conclusion above, the study thus recommends that successors should equip themselves with the understanding of the business environment and its cycles as well as ensuring that the right people are in charge through careful search and proper placement in strategic positions of the business. This will lead to a better focus thus resulting in improved performance and development of the businesses.
This study adopts the use of survey research design with a sample size of two hundred and sixty (260) to examine impact of family values on family business post-succession performance in Nigeria. The data were collected using a five-point... more
This study adopts the use of survey research design with a sample size of two hundred and sixty (260) to examine impact of family values on family business post-succession performance in Nigeria. The data were collected using a five-point Likert scale questionnaire and were analysed using multivariate regression. From the analysis, it was found that firm values has significant effect on post succession performance, firm values has significant effect on family firm's growth of family business, enterprise core values has significant effect on family business operations, firm values has significant effect on business ownership, firm values has significant effect on business and firm values has significant effect on business management. Based on the findings, it is concluded that the values considered significant by a family business owner and family members are also important to the success of the business and its growth. Some may have economic values like maximum profit or expanding the business, while others find enjoying work as a fundamental value for success in the business. Therefore, the study recommends that family should uphold those values that will enhance enterprise activities for better expansion and improved development. Hence, family business should not destroy the image of the family or weaken the family established harmony in decent society in order to improve family business performance. Also, family enterprises should sustain the four enterprise core values (order, success, community, and synergy) which are considered as the enterprise core values of every existing business in the world including family enterprises.
This study surveyed the influence of personal qualities of Chief Executive Officers (CEOs) on the performance of family businesses in Nigeria. This area of research is important given that researchers in the area of behavioural finance... more
This study surveyed the influence of personal qualities of Chief Executive Officers (CEOs) on the performance of family businesses in Nigeria. This area of research is important given that researchers in the area of behavioural finance and in management argue that CEOs characteristics such as assumption of control, willingness of successors to manage the business, level of entrepreneurship knowledge, understanding of successor on the competitive nature of business and legal knowledge of the business influence the way business problems are perceived and the decision making process. The numerous and growing challenges which businesses face, particularly in the area of operations ,cost-cutting and production efficiency makes the need to examine how CEOs personal qualities could be beneficial for firm performance. The personal characteristics for 1,215 CEOs across all states of the Nigeria federation were examined out of which only 859 respondents provided the required information. The study adopts survey research and the regression result shows that CEOs personal qualities have significant influence on business performance. Hence, the study recommends that successors to family business should be made to undergo training prior to succession; to enable them have relevant business experience in the operation of such business and be prepared character wise before taking over the family business. More so, to develop good approach in attending to their customers, family members and stakeholders since the study shows that these qualities influence business performance.
Research Interests:
his study examines the Effects of Entrepreneurial and Managerial Leadership Styles on Employee Productivity of Deposit Money Banks (DMBs) in Nigeria, for the period of 2005-2014. The leadership styles T considered for the study were... more
his study examines the Effects of Entrepreneurial and Managerial Leadership Styles on Employee Productivity of Deposit Money Banks (DMBs) in Nigeria, for the period of 2005-2014. The leadership styles T considered for the study were entrepreneurial and managerial leadership style. A non-financial variable of employee productivity was selected as the performance variable. There was also an attempt to study the organisational factors/variables (demographics, decision making style, external and internal factors) that influence the leadership style to be adopted by managers/supervisors of DMBs. The Multiple regression and correlation analysis were adopted to derive the relationship between the two variables. While relevant data was gathered with an aid of a structured questionnaire adopted from the Multifactor Leadership Questionnaire (MLQ) and Entrepreneurial Orientation Questionnaire. The findings of this study indicate a significant positive relationship between leadership style and employee productivity; In particular, entrepreneurial leadership has a more significant correlation than managerial leadership style on employee productivity.
It is acknowledge that small and medium enterprises (SMEs) may encounter different ethical issues and pressures that could affect the way in which they strategize or make decisions concerning the outcome of their business. Therefore, this... more
It is acknowledge that small and medium enterprises (SMEs) may encounter different ethical issues and pressures that could affect the way in which they strategize or make decisions concerning the outcome of their business. Therefore, this research amied at assessing entrepreneurial ethics in the business of SMEs in Nigeria. Secondary data were adopted as source of corpus for the analysis. The findings conclude that a sound entrepreneurial ethics system has a significant effect on the level of performance of SMEs in Nigeria. The Nigerian Government needs to provide both guiding and physical structures; as well as learning systems that could inculcate these entrepreneurial ethics.
Research Interests:
This paper examined the impact of group cohesion on entrepreneurial success with specific reference to women who own restaurants in Kaduna State. This study focused on women entrepreneurs within Kaduna metropolis that belong to a group or... more
This paper examined the impact of group cohesion on entrepreneurial success with specific reference to women who own restaurants in Kaduna State. This study focused on women entrepreneurs within Kaduna metropolis that belong to a group or association. Data were collected from 100 respondents through self-administered questionnaires. Cronbach's alpha was used to test for the reliability of the constructs while data was analyzed using multiple regression statistics. Findings revealed that group cohesiveness impacted positively on entrepreneurial success of women entrepreneurs in Kaduna metropolis. The study recommended that the women should be in purposeful groups or associations and these groups should be continuously enlightened on recent trends in entrepreneurial training to motivate, support and empower them more for enhanced entrepreneurial success. Also, government should encourage group cohesiveness through registering groups, associations and cooperative societies and offering incentives in form of soft loans to women entrepreneurs. Introduction Cohesion refers to the bonding of group members and their desire to remain part of the group. Team cohesion affects the extent to which members like one another, get along with each other, and trust and respect one another's abilities and opinions. Thus it is expected that entrepreneurs that form groups or associations are more likely to succeed than those who do not.
Research Interests:
This paper examines the entrepreneurship education practices in tertiary education sector in Nigeria with a view to proffering a sustainable framework for acquisition of entrepreneurial knowledge and skills among graduates. The framework... more
This paper examines the entrepreneurship education practices in tertiary education sector in Nigeria with a view to proffering a sustainable framework for acquisition of entrepreneurial knowledge and skills among graduates. The framework aims to support policymakers in the design of initiatives, measures and institutions to promote entrepreneurship education in Nigeria. The primary purpose of entrepreneurship education at the university is to develop entrepreneurial capacities and mindsets through establishment of entrepreneurship centres. The teaching of entrepreneurship has yet to be sufficiently integrated into university curricula. Indeed, it is necessary to make entrepreneurship education accessible to all students as innovative business ideas through technical, scientific or creative studies. A sustainable entrepreneurial education policy requires both necessary conditions psychological and non-psychological factors) among trainees and sufficient conditions such as enterprise climate. Entrepreneurship education should be opportunity-driven model anchored on experiential learning and enterprise development. Emphasis should be on entrepreneurial ability, opportunity and propensity-skills related training. Introduction Entrepreneurship is vital for economic growth and development. The creation of new business entities generates value added, fiscal revenues, employment and innovation, and is an essential ingredient for the development of a vibrant small-and medium-sized business sector. It has the potential to contribute to specific sustainable development objectives, such as the employment of women, young people or disadvantaged groups. Entrepreneurship development can also contribute to structural transformation and building new industries, including the development of eco-friendly economic activities.
Research Interests:
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The study examined corporate entrepreneurship and employee performance in West Africa: The Coca Cola Company experience. The specific objectives of the study were to evaluate the effect of proactiveness, risk tolerance, and corporate... more
The study examined corporate entrepreneurship and employee performance in West Africa: The Coca Cola Company experience. The specific objectives of the study were to evaluate the effect of proactiveness, risk tolerance, and corporate venturing on employee satisfaction in Coca Cola Company. The research design for the study was a survey using the quantitative approach. The total population under investigation was 5,364. The sample size was 372; determined by using Yamane (1964) model. Tables were used to present data in the study. Descriptive statistics tools utilized in the study were mean and standard deviation while a structural equation model (SEM) with MLE regression model was employed to test plausibility of the hypotheses using AMOS statistical Package version 24. The study concluded that proactiveness, risk tolerance, and corporate venturing as elements of corporate entrepreneurship in the Company have the propensity of boosting employee performance. The study recommended tha...
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The purpose of this paper is to examine the effects of workforce diversity on employee performance. The survey research design method was adopted for the paper. The instrument used to gather relevant data for the study was the... more
The purpose of this paper is to examine the effects of workforce diversity on employee performance. The survey research design method was adopted for the paper. The instrument used to gather relevant data for the study was the questionnaire. The study centred on the Nigerian Banking Sector to examine the level of diversity practiced in terms of gender, age, ethnicity and educational in Nigerian Organizations. First Bank of Nigeria Plc, Ota, Ogun State was the focal organization. A total of 81 copies of questionnaire were disseminated to the respondents of the study and they were all filled and returned and also relevant for the study. In order to attain the research objectives, four hypotheses were created. The data were collated and analyzed using the Statistical Package for Social Sciences (SPSS) percentages and frequencies tables were used to for the descriptive aspects. To test the hypotheses, Spearman Rank Correlation Coefficient Analysis was adopted, Regression Model, Anova we...
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This study evinced the cruciality of female entrepreneurial experience as a gainful propeller of start-up educational institutions in North-Central Nigeria. The focal aim of this study is to ascertain the effect of female entrepreneurial... more
This study evinced the cruciality of female entrepreneurial experience as a gainful propeller of start-up educational institutions in North-Central Nigeria. The focal aim of this study is to ascertain the effect of female entrepreneurial experience on start-ups specifically in the educational sector, which over the years recorded a tremendous influx of female entrepreneurs. A descriptive research design was adopted as the framework for this study and the population of the study comprised 43,470 female educators within the North-Central region of Nigeria. The Cochran sample size determination technique was used to obtain the sample size of 385 respondents. Bowley's allocation formula was adopted to determine the sample size of each North-Central state while simple random and purposive sampling was used to select participants. The questionnaires were structured in a 5-point Likert scale as a validity and reliability test was conducted to ensure their credibility. Data retrieved we...
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The study examined the effect of financial reforms on the performance of quoted manufacturing firms in Nigeria. The study used an expo-facto research design. The study population comprises 44 manufacturing companies quoted at [1], which... more
The study examined the effect of financial reforms on the performance of quoted manufacturing firms in Nigeria. The study used an expo-facto research design. The study population comprises 44 manufacturing companies quoted at [1], which include Agriculture, Conglomerates, Consumer goods, Healthcare / Pharmaceuticals, Industrial goods, and Natural Resources. Thus, using a study period of 10 years (2010 – 2019) data on financial sector reforms (financial deepening, domestic credit, liquidity, market capitalisation, exchange rate and interest rate) carried out in Nigeria, being the independent variable and on performance (capacity utilization). Panel structured secondary data were collected and analyzed using the Generalized Moment of Methods (GMM) in STATA 15. The financial reform indicators: financial deepening (FDP), domestic credit, market capitalization, liquidity and exchange rate have p-values less than 0.05 (5%) level of significance, thus implying that the financial reforms’ i...
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It is acknowledged that small and medium enterprises (SMEs) may encounter different ethical issues and pressures that could affect the way in which they strategize or make decisions concerning the outcome of their business. Therefore,... more
It is acknowledged that small and medium enterprises (SMEs) may encounter different ethical issues and pressures that could affect the way in which they strategize or make decisions concerning the outcome of their business. Therefore, this research aimed at assessing entrepreneurial ethics in the business of SMEs in Nigeria. Secondary data were adopted as source of corpus for the analysis. The findings conclude that a sound entrepreneurial ethics system has a significant effect on the level of performance of SMEs in Nigeria. The Nigerian Government needs to provide both guiding and physical structures; as well as learning systems that could inculcate these entrepreneurial ethics.